Bay County property record for 1804 E 7th Ct, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,970 sqft · built 1970 |
| Lot Size | 0.412 acres (17,946 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $322 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16297-000-000 |
| Primary APN | 16297-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,970 sqft Living Area |
| Gross Area | 2,570 sqft |
| 1st Floor Area | 1,970 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 17,946 sqft (0.412 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Driveway | Driveway |
| Driveway Area | 540 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1804 E 7TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | PINE ORCHARD HTS. 2ND ADD. LOTS 3,4,& 6 BLK A ORB 4689 P 2316 105A3 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Legal Subdivision | PINE ORCHARD HTS. 2ND ADD |
| Legal Block | A |
| Legal Lot Number | 3,4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 1700 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1804 E 7TH CT, PANAMA CITY, FL 32401-4664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 5, 2023 |
| Transfer Doc | 0000030678 |
| Record Updated | Sep 20, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $322.00 (+4.55%) Homeowner's exemption Widower's exemption | $90,461 (+5.99%) | $145,763 (+10.89%) Land $40,455 Building $105,308 |
| 2024 | $308.00 (-42.75%) | ||
| 2023 | $538.00 (-9.58%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $85,351 (+14.35%) | $131,450 (+33.44%) Land $31,387 Building $100,063 |
| 2022 | $595.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $74,638 | $98,511 Land $26,644 Building $71,867 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1983–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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