Bay County property record for 1038 E 7th Ct, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 1,320 sqft · built 1944 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $284 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 16606-000-000 |
| Primary APN | 16606-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,320 sqft |
| 1st Floor Area | 1,320 sqft |
| Year Built | Built 1944 |
|---|---|
| Exterior Material | Aluminum Siding |
| Lot Area | 6,360 sqft (0.146 acres) |
| Lot Dimensions | 160 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 96 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1038 E 7TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3524 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | PC03 |
| Legal Description | 4 4S 14W -145- 69A BEG 710' E & 120' S OF SE COR LOT18 BLK 18 GLENWOOD ADD TH SE'LY 160' |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | GLENWOOD |
| Legal Block | 18 |
| Legal Lot Number | 18 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 1600 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 504, GRACEVILLE, FL 32440-0504 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2007 |
| Deed Sale | May 8, 2007 |
| Deed Document Number | 2007-030842 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $284.00 (-74.21%) | $19,158 (-63.89%) Land $19,158 | $19,158 (-63.89%) Land $19,158 |
| 2023 | $1,101.00 (+10.65%) | $53,049 (+8.61%) Land $14,420 Building $38,629 | $53,049 (+8.61%) Land $14,420 Building $38,629 |
| 2022 | $995.00 | $48,842 Land $13,596 Building $35,246 | $48,842 Land $13,596 Building $35,246 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1995–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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