20089 Sapphire St, Castro Valley, CA 94546 Property Records

Alameda County property record for 20089 Sapphire St, Castro Valley, CA 94546

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,684 sqft · built 1950
Lot Size0.144 acres (6,273 sqft)
OwnerIndividual Name on Record
Last Sale$845,000 (Jan 2020)
Tax Bill$11,774 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN84C-1064-14

Property Details

APN / Parcel Number

Primary APN84C-1064-14
Alternative APN
  • 084C-1064-014-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,684 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1961
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,273 sqft (0.144 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address20089 SAPPHIRE ST
CityCASTRO VALLEY
StateCA
Zip94546-4727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00001 BLK: 0001 TR: 0979
Legal SubdivisionTRACT 979
Legal Tract0979
Legal Lot Number1
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group3
Census Block3005
Census Tract430800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20089 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 17, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Jan 17, 2020Grant Deed, Transfer · Conventional Mortgage
R M K FINANCIAL CORP
May 8, 2018Grant Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2020 · Amount on Record
Deed SaleJan 17, 2020 · Amount on Record
Prior SaleMay 8, 2018 · Amount on Record
Deed Document Number202010910
Last Transfer DateSep 8, 2021
Transfer Doc0000308594
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALAMEDA CA
Recording DateSep 13, 2021
Property Address20089 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4727
Document Number0000308594
Map ReferenceMB 30 PG 50
Instrument DateSep 8, 2021
Instrument2021308594
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyFNTG LENDERS DIRECT

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20089 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4727

Mortgage

Document Number0000308595
DateSep 13, 2021
Instrument2021308595
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2041

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address20089 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4727
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20089 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4727

Mortgage

Document Number0000277346
DateOct 19, 2020
Instrument2020277346
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALAMEDA CA
Recording DateJan 17, 2020
Property Address20089 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4727
Document Number0000010909
Instrument DateDec 31, 2019
Instrument10909
Transaction TypeTransfer
Record UpdatedMar 6, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address20089 SAPPHIRE ST CASTRO VALLEY CA 945464727, CASTRO VALLEY, CA 94546-4727

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateJan 17, 2020
Property Address20089 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4727
Document Number0000010910
Map ReferenceMB 30 PG 50
Instrument DateNov 26, 2019
Instrument2020010910
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20089 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4727

Mortgage

Document Number0000010911
DateJan 17, 2020
Instrument2020010911
Lender
NameR M K FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateMay 8, 2018
Property Address20089 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4727
Document Number0000091383
Instrument DateMay 2, 2018
Instrument91383
Transaction TypeTransfer
Record UpdatedMay 25, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$929.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 N HL D R #12 BRISBANE CA 94005, 12, BRISBANE, CA 94005

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
Unified School DistrictCastro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$942,597 (+2%) Land $282,779 Building $659,818
2025$11,774.00 (+3.84%)$924,117 (+4.04%) Land $277,235 Building $646,882
2023$11,339.00$888,238 Land $266,471 Building $621,767$991,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Etheric Networks, GeoLinks, Sonic Telecom, T-Mobile, Unwired.

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