20049 Sapphire St, Castro Valley, CA 94546 Property Records

Alameda County property record for 20049 Sapphire St, Castro Valley, CA 94546

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,871 sqft · built 1949
Lot Size0.16 acres (6,969 sqft)
OwnerCompany Name on Record
Last Sale$130,000 (Apr 1997)
Tax Bill$4,807 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN84C-1064-12

Property Details

APN / Parcel Number

Primary APN84C-1064-12
Alternative APN
  • 084C-1064-012-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,871 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1979
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,969 sqft (0.16 acres)

Location & Zoning

Street Address20049 SAPPHIRE ST
CityCASTRO VALLEY
StateCA
Zip94546-4727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00015 BLK: 0002 TR: 0799
Legal SubdivisionTRACT 799
Legal Tract0799
Legal Block2
Legal Lot Number15
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group3
Census Block3005
Census Tract430800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address20049 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4727
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Line of Credit
FREMONT BANK
Aug 31, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FREMONT BANK
Jun 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 1997 · Amount on Record
Deed SaleApr 22, 1997 · Amount on Record
Deed Document Number1997102022
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address20049 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4727
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20049 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4727

Mortgage

Document Number0000295716
DateAug 31, 2021
Instrument2021295716
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 20, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALAMEDA CA
Recording DateAug 31, 2021
Property Address20049 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4727
Document Number0000295717
Map ReferenceMB 27 PG 88
Instrument DateJul 30, 2021
Instrument2021295717
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyFNTG LENDERS DIRECT

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address20049 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4727
InvestorPossibly a Property Investor

Mortgage

Document Number0000295718
DateAug 31, 2021
Instrument2021295718
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address20049 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4727
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000135949
DateJun 12, 2020
Instrument2020135949
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
Unified School DistrictCastro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$340,553 (-0.05%) Land $64,785 Building $282,768
2025$4,807.00 (+4.5%) Homeowner's exemption$340,739 (+4.04%) Land $63,515 Building $277,224
2023$4,600.00 Homeowner's exemption$327,509 Land $61,049 Building $266,460$924,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Etheric Networks, GeoLinks, Sonic Telecom, T-Mobile, Unwired.

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