20124 Sapphire St, Castro Valley, CA 94546 Property Records

Alameda County property record for 20124 Sapphire St, Castro Valley, CA 94546

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,060 sqft · built 1950
Lot Size0.143 acres (6,248 sqft)
Owner2 Individual Names on Record
Last Sale$749,000 (Oct 2019)
Tax Bill$11,118 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN84C-1064-84

Property Details

APN / Parcel Number

Primary APN84C-1064-84
Alternative APN
  • 084C-1064-084-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,060 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleL-Shape
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialTar & Gravel
Lot Area6,248 sqft (0.143 acres)
Lot Dimensions105 ft deep x 59 ft wide

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address20124 SAPPHIRE ST
CityCASTRO VALLEY
StateCA
Zip94546-4728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT: 00029 BLK: 0002 TR: 0979
Legal SubdivisionTRACT 979 FILED MARCH 3 1950
Legal Tract0979
Legal Lot Number29
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group3
Census Block3003
Census Tract430800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20124 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2023Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Nov 16, 2020Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW CMNTY CAP LLC
Oct 29, 2019Grant Deed, Transfer · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2019 · Amount on Record
Deed SaleOct 29, 2019 · Amount on Record
Prior SaleOct 28, 1998 · Amount on Record
Deed Document Number2019220030
Prior Transfer DateMar 3, 1997
Prior Transfer Doc0000103856
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address20124 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4728
Transaction TypeMortgage
Record UpdatedFeb 6, 2024
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address20124 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4728

Mortgage

Document Number0000144813
DateDec 12, 2023
Instrument2023144813
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address20124 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4728
Document Number0000327509
Instrument DateNov 16, 2020
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address20124 SAPPHIRE ST CASTRO VALLEY CA 945464728, CASTRO VALLEY, CA 94546-4728

Mortgage

Document Number0000327509
DateNov 30, 2020
Instrument327509
Lender
NameLAKEVIEW CMNTY CAP LLC
AddressHORSHAM, PA 19044
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 29, 2050

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateOct 29, 2019
Property Address20124 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4728
Document Number0000220030
Map ReferenceMB 30 PG 50
Instrument DateOct 23, 2019
Instrument2019220030
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address20124 SAPPHIRE ST, CASTRO VALLEY, CA 94546-4728

Mortgage

Document Number0000220031
DateOct 29, 2019
Instrument2019220031
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
Unified School DistrictCastro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$958,409 (+17%) Land $250,987 Building $707,422
2025$11,118.00 (+9.63%)$819,128 (+4.04%) Land $246,066 Building $573,062
2023$10,141.00$787,326 Land $236,513 Building $550,813$833,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Etheric Networks, GeoLinks, Sonic Telecom, T-Mobile, Unwired.

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