2005 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2005 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,750 sqft · built 1982
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Company Names on File
Last Sale	$425,000 (Mar 2021)
Tax Bill	$6,539 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-12-32-2750-00210-0230`

Property Details

APN / Parcel Number

Primary APN	`18-12-32-2750-00210-0230`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	2,740 sqft
1st Floor Area	1,750 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1990
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)
Driveway	Concrete Driveway
Driveway Area	625 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2005 S CENTRAL AVE
City	FLAGLER BEACH
State	FL
Zip	32136-3947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FUQUAY SUBD BLOCK 21 LOT 23 OR 137 PG 427 OR 137 PG 426 QC OR 175 PG 503 OR 186 PG 507 OR 305 PG 518 OR 345 PG 598 OR 345 PG 946 OR 345 PG 947 OR 464 PG 1853 OR 853 PG 1727 OR 2537/1958-DC OR 2537/1954-DC
Legal Range	32E
Legal Township	12S
Legal Section	18
Legal Subdivision	FUQUAY SUBD
Legal Block	21
Legal Lot Number	23
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3074
Census Tract	60302

Owner

Source: Flagler County records · APN 18-12-32-2750-00210-0230

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2005 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3947
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Sep 27, 2002
Deed Document Number	202113360
Deed Book / Page	2537 / 1955
Last Transfer Date	Jun 19, 2024
Transfer Doc	0028790562
Record Updated	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 15, 2021
Property Address	2005 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3947
Document Number	0025371955
Book / Page	2537 / 1955
Map Reference	MB 1 PG 26
Instrument Date	Mar 05, 2021
Instrument	2021013360
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	BLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 MCCARTHY AVE, 101, CHICOPEE, MA 01020-4206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3947

Mortgage

Document Number	0025371960
Date	Mar 15, 2021
Instrument	2537/1960

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,539.00 (+2.32%)	$383,448 (+5.91%) Land $138,000 Building $245,448	$383,448 (+5.91%) Land $138,000 Building $245,448
2024	$6,391.00 (+3.25%)
2023	$6,190.00 (-2.35%) Homeowner's exemption Widower's exemption	$362,052 (-0.15%) Land $138,000 Building $224,052	$362,052 (-0.15%) Land $138,000 Building $224,052
2022	$6,339.00 Homeowner's exemption Widower's exemption	$362,587 Land $138,000 Building $224,587	$362,587 Land $138,000 Building $224,587

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 239 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	253 units insured incl. 14 condo units
Nearby Flood Claims	200 (1991–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 38 claims Hurricane Irma, Sep 2017 · 91 claims Hurricane Frances, Sep 2004 · 22 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 318 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FLAGLER BEACH WTP serves 4,830 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.