1939 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 1939 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,880 sqft · built 1976
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$529,000 (Feb 2021)
Tax Bill	$12,445 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2023 Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-32-2750-00200-0130`

Property Details

APN / Parcel Number

Primary APN	`18-12-32-2750-00200-0130`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
Gross Area	4,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2001
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)
Driveway	Brick Driveway
Driveway Area	480 sqft
Pool Area	300 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1939 S CENTRAL AVE
City	FLAGLER BEACH
State	FL
Zip	32136-3946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FUQUAY SUBD BL 20 LOTS 13-14 OR 85 PG 260 OR 100 PG 406 OR 112 PG 547 OR 223 PG 212,213 OR 492 PG 177 OR 616 PG 1465 OR 1928/680
Legal Range	32E
Legal Township	12S
Legal Section	18
Legal Subdivision	FUQUAY SUBD
Legal Block	20
Legal Lot Number	13
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3075
Census Tract	60302

Owner

1939 S Central Ave is owned and occupied by an individual who acquired it in September 2023.

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1939 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Sep 18, 2023	ACCOMODATION, ACCOMMODATION
Feb 5, 2021	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Mar 18, 2013 · Amount on File
Deed Document Number	20216069
Deed Book / Page	2523 / 1257
Last Transfer Date	Sep 15, 2023
Transfer Doc	0028121943
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	1939 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3946
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1939 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3946

Mortgage

Document Number	0028070644
Date	Aug 24, 2023
Book Page	2807/644
Instrument	2023037188

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	168 Months
Due	Aug 23, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023:

Jurisdiction	FLAGLER FL
Recording Date	Sep 18, 2023
Property Address	1939 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3946
Document Number	0028121943
Book / Page	2812 / 1943
Map Reference	MB 1 PG 26
Instrument Date	Sep 15, 2023
Instrument	2023040865
Record Updated	Oct 4, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1939 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1939 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3946

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 5, 2021
Property Address	1939 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3946
Document Number	0025231257
Book / Page	2523 / 1257
Map Reference	MB 1 PG 26
Instrument Date	Jan 29, 2021
Instrument	2021006069
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	FAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,703.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3100 PAINTERS WALK, FLAGLER BEACH, FL 32136-2707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 RENSHAW DR, PALM COAST, FL 32164-6612

Mortgage

Document Number	0025231258
Date	Feb 5, 2021
Instrument	2523/1258

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1939 S Central Ave was $12,445, up 2.8% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,445.00 (+2.77%)	$680,771	$754,520 Land $241,500 Building $513,020
2024	$12,110.00 (+2.5%)
2023	$11,815.00 (+2.67%) Homeowner's exemption	$642,315 (+3.23%)	$728,391 (+8.1%) Land $241,500 Building $486,891
2022	$11,508.00 Homeowner's exemption	$622,214	$673,824 Land $241,500 Building $432,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1939 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 239 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	253 units insured incl. 14 condo units
Nearby Flood Claims	200 (1991–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 38 claims Hurricane Irma, Sep 2017 · 91 claims Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1939 S Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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