2016 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2016 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,023 sqft · built 2004
Lot Size0.258 acres (11,252 sqft)
Owner2 Individual Names on Record
Tax Bill$6,900 (2025)
Deeds & MortgagesMay 2017 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18-12-32-2750-00240-0040

Property Details

APN / Parcel Number

Primary APN18-12-32-2750-00240-0040

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms4 Rooms
Stories3 Stories
Building Area3,023 sqft Heated Area
Gross Area5,081 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,252 sqft (0.258 acres)
DrivewayDriveway
Driveway Area1,084 sqft
Pool Area270 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2016 S CENTRAL AVE
CityFLAGLER BEACH
StateFL
Zip32136-3913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFUQUAY SUB. S1/2 LOT 4 & ALL LOT 5 BLOCK 24 OR 809 PG 236
Legal Range32E
Legal Township12S
Legal Section18
Legal SubdivisionFUQUAY SUB
Legal Block24
Legal Lot Number4,5
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group3
Census Block3088
Census Tract60302

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2016 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Apr 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2002
Deed SaleMar 15, 2002
Deed Document Number0080900236
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address2016 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3913
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022080042
DateMay 30, 2017
Book Page2208/0042
Instrument2017018769
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address2016 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3913
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024350798
DateApr 14, 2020
Book Page2435/798
Instrument2020014536
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,900.00 (+5.6%) Homeowner's exemption$396,933 (+5.99%)$862,679 (+16.99%) Land $261,500 Building $601,179
2023$6,534.00 (+2.59%) Homeowner's exemption$374,512 (+3%)$737,379 (+2.92%) Land $175,000 Building $562,379
2022$6,369.00 Homeowner's exemption$363,604$716,432 Land $175,000 Building $541,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 239 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies253 units insured
incl. 14 condo units
Nearby Flood Claims200 (1991–2024)
Claims Outside the SFHA35 of 200
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 38 claims
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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