2005 River Rd, Missoula, MT 59801 Property Records

Missoula County property record for 2005 River Rd, Missoula, MT 59801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 2002
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$256,300 (Jun 2021)
Tax Bill	$4,384 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0480217`

Property Details

APN / Parcel Number

Primary APN	`R0480217`
Alternative APNs	`04-2200-20-2-01-10-0000` `0003649506` `3649506`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
Gross Area	1,832 sqft
1st Floor Area	1,348 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	36 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	0003649506
Street Address	2005 RIVER RD
City	MISSOULA
State	MT
Zip	59801-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER ROAD ESTATES - PHASE 1, S20, T13 N, R19 W, LOT 5
Legal Range	19W
Legal Township	13N
Legal Section	20
Legal Subdivision	RIVER ROAD ESTATES - PHASE 1
Legal Block	3
Legal Lot Number	5
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	3
Census Block	3014
Census Tract	801

Owner

2005 River Rd is owned and occupied by an individual who bought it in June 2021.

Source: Missoula County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2005 RIVER RD, MISSOULA, MT 59801-1438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2021 · Amount on File
Deed Sale	Jun 7, 2021 · Amount on File
Prior Sale	Dec 21, 2012 · Amount on File
Deed Document Number	202114155
Deed Book / Page	1056 / 1285
Transfer Doc	0000014155
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	2005 RIVER RD, MISSOULA, MT 59801-1438
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010561286
Date	Jun 7, 2021
Book Page	1056/1286
Instrument	202114156

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2005 River Rd was $4,384, down 13.7% from the year before.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,800 (-) Land $203,250 Building $296,550	$499,800 (-) Land $203,250 Building $296,550
2025	$4,384.00 (-13.72%)	$499,800 Land $203,250 Building $296,550	$499,800 Land $203,250 Building $296,550
2024	$5,081.00 (+5.99%)
2023	$4,794.00	$397,600	$397,600 Land $158,215 Building $239,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blackfoot Telephone Cooperative.

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