2005 Ridge Rd, Westminster, MD 21157 Property Records

Carroll County property record for 2005 Ridge Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,000 sqft · built 1937
Lot Size	0.561 acres (24,448 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,000 (Dec 2011)
Tax Bill	$2,382 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-022166`

Property Details

APN / Parcel Number

Primary APN	`07-022166`
Alternative APNs	`7022166` `022166`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Total Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,448 sqft (0.561 acres)

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	022166
Street Address	2005 RIDGE RD
City	WESTMINSTER
State	MD
Zip	21157-7456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 24448 SF 2005 RIDGE RD WARFIELDSBURG
Legal Subdivision	JAMES S MAGEE
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2003
Census Tract	507802

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2005 RIDGE RD, WESTMINSTER, MD 21157-7456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW WINDSOR STATE BANK
Nov 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage POINT BREEZE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2011 · Amount on Record
Deed Sale	Dec 14, 2011 · Amount on Record
Deed Book / Page	6751 / 311
Last Transfer Date	Nov 5, 2019
Transfer Doc	0094710072
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2005 RIDGE RD, WESTMINSTER, MD 21157-7456
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104720496
Date	Sep 29, 2021
Book Page	10472/496

Lender

Name	NEW WINDSOR STATE BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 7, 2019
Property Address	2005 RIDGE RD, WESTMINSTER, MD 21157-7456
Document Number	0094710072
Book / Page	009471 / 000072
Instrument Date	Nov 5, 2019
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2005 RIDGE RD WESTMINSTER MD 211577456, WESTMINSTER, MD 21157-7456

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2005 RIDGE RD, WESTMINSTER, MD 21157-7456
Document Number	0094220104
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 RIDGE RD WESTMINSTER MD 211577456, WESTMINSTER, MD 21157-7456

Mortgage

Document Number	0094220104
Date	Sep 25, 2019
Book Page	009422/000104

Lender

Name	POINT BREEZE CU
Type	Credit Union
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,382.00 (+5.12%) Homeowner's exemption	$224,300 (+7.47%) Land $103,500 Building $120,800	$224,300 (-) Land $103,500 Building $120,800
2025	$2,266.00 (+13.02%) Homeowner's exemption	$208,700 (+17.58%)	$224,300 (+26.37%) Land $103,500 Building $120,800
2023	$2,005.00 Homeowner's exemption	$177,500 Land $103,500 Building $74,000	$177,500 Land $103,500 Building $74,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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