Carroll County property record for 1908 Ridge Rd, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,808 sqft Total Area |
| Lot Size | 38,042 sqft (0.873 acres) |
| Garage | Mixed, 1,862 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2016) |
| Tax Bill | $4,566.00 (2025) |
| Primary APN | 07-028768 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 1,808 sqft Total Area |
| Basement Area | 1,253 sqft Basement |
| Finished Basement | 1,253 sqft Finished |
| Stories | 1 Stories |
| Utility Area | 1,190 sqft Utility Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 38,042 sqft (0.873 acres) |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,862 sqft Garage |
| Deck Area | 897 sqft Deck |
| Porch Area | 466 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 028768 |
|---|---|
| Street Address | 1908 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7457 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT - 29010 SF & 1908 RIDGE RD PAR A - 9032 SF - WARFIE |
| Legal Subdivision | WARFIELDSBURG |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 507702 |
Source: Carroll County records · APN 07-028768
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1908 RIDGE RD, WESTMINSTER, MD 21157-7457 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage NAVY FCU |
| Sep 22, 2018 | Deed of Trust, Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 04, 2016 · Amount on Record |
| Deed Sale | Nov 04, 2016 · Amount on Record |
| Prior Sale | Nov 28, 2000 |
| Deed Doc Number | 20168507-0235 |
| Deed Book / Page | 8507 / 235 |
| Transfer Doc | 0000002102 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1908 RIDGE RD, WESTMINSTER, MD 21157-7457 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0102340261 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 10234/261 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1908 RIDGE RD, WESTMINSTER, MD 21157-7457 |
| Document Number | 0091320265 |
| Instrument Date | Sep 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2018 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1908 RIDGE RD WESTMINSTER MD 211577457, WESTMINSTER, MD 21157-7457 |
| Document Number | 0091320265 |
|---|---|
| Date | Oct 01, 2018 |
| Book Page | 009132/000265 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 30, 2033 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $551,500 (+43.4%) Land $122,300 Building $429,200 | $551,500 (+43.4%) Land $122,300 Building $429,200 | |
| 2025 | $4,566.00 (+5.09%) Homeowner's exemption | ||
| 2023 | $4,345.00 Homeowner's exemption | $384,600 Land $122,300 Building $262,300 | $384,600 Land $122,300 Building $262,300 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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