Carroll County property record for 1849 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,859 sqft · built 1976 |
| Lot Size | 5.01 acres (218,279 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Apr 2016) |
| Tax Bill | $5,123 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-041071 |
| Primary APN | 07-041071 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,859 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 218,279 sqft (5.01 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 68 sqft |
| Patio Area | 266 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 041071 |
|---|---|
| Street Address | 1849 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 5.0106 ACS 1849 RIDGE RD WARFIELDSBURG |
| Legal Subdivision | WARFIELDSBURG |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 507802 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1849 RIDGE RD, WESTMINSTER, MD 21157-6843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2016 · Amount on Record |
| Deed Sale | Apr 26, 2016 · Amount on Record |
| Deed Book / Page | 8287 / 385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1849 RIDGE RD, WESTMINSTER, MD 21157-6843 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SETTLEMENT MATTERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0100420013 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 10042/313 |
| Name | MILLENNIUM FINANCIAL GROUP INC |
|---|---|
| Type | Lending Institution |
| Address | MIDDLETOWN, MD 21769 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,123.00 (+4.81%) Homeowner's exemption | $485,200 (+23.93%) Land $160,000 Building $325,200 | $485,200 (+23.93%) Land $160,000 Building $325,200 |
| 2025 | $4,888.00 (+10.51%) Homeowner's exemption | ||
| 2023 | $4,423.00 | $391,500 Land $160,000 Building $231,500 | $391,500 Land $160,000 Building $231,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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