2005 Eldridge Ave, Bellingham, WA 98225 Property Records

Whatcom County property record for 2005 Eldridge Ave, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,655 sqft · built 1907
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$563,000 (Oct 2017)
Tax Bill	$8,266 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`546664`

Property Details

APN / Parcel Number

Primary APN	`546664`
Alternative APNs	`380225 304498 0000` `52996`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,655 sqft Living Area
1st Floor Area	1,071 sqft
2nd Floor Area	584 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	65 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	546664
Street Address	2005 ELDRIDGE AVE
City	BELLINGHAM
State	WA
Zip	98225-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5.0
Legal Description	SUPPLEMENTAL MAP OF WHATCOM LOT 27 BAY VIEW BLK
Legal Range	02
Legal Township	38
Legal Section	25
Legal Subdivision	SUPPLEMENTAL MAP OF WHATCOM
Legal Lot Number	27
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1019
Census Tract	402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Eldridge Avenue Historic District listed 1979 · 684 contributing resources · NRIS 79002566

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2005 Eldridge Ave is owned and occupied by two individuals who bought it in October 2017.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2005 ELDRIDGE AVE, BELLINGHAM, WA 98225-2104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 27, 2017	Warranty Deed, Transfer · Conventional Mortgage WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2017 · Amount on File
Deed Sale	Oct 27, 2017 · Amount on File
Prior Sale	Jan 12, 2012 · Amount on File
Deed Document Number	2017-1003208
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2005 ELDRIDGE AVE, BELLINGHAM, WA 98225-2104
Document Number	2200802439
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2005 ELDRIDGE AVE BELLINGHAM WA 982252104, BELLINGHAM, WA 98225-2104

Mortgage

Document Number	2200802439
Date	Aug 17, 2020
Instrument	802439

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 27, 2017
Property Address	2005 ELDRIDGE AVE, BELLINGHAM, WA 98225-2104
Document Number	2171003208
Instrument Date	Oct 19, 2017
Instrument	1003208
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,026.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2005 ELDRIDGE AVE BELLINGHAM WA 982252104, BELLINGHAM, WA 98225-2104

Mortgage

Document Number	2171003209
Date	Oct 27, 2017
Instrument	1003209

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Eldridge Ave was $8,266.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,266.00	$1,010,734 Land $523,230 Building $487,504	$1,010,734 Land $523,230 Building $487,504
2022		$867,478 Land $449,070 Building $418,408	$867,478 Land $449,070 Building $418,408
2021	$5,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Eldridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2005 Eldridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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