1905 Eldridge Ave, Bellingham, WA 98225 Property Records

Whatcom County property record for 1905 Eldridge Ave, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,784 sqft · built 1904
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$1,880,000 (Oct 2021)
Tax Bill	$14,962 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`380225-332488-0000`

Property Details

APN / Parcel Number

Primary APN	`380225-332488-0000`
Alternative APNs	`520696` `529587` `53025`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,784 sqft Living Area
Gross Area	3,970 sqft
1st Floor Area	2,200 sqft
Basement Area	745 sqft
Finished Basement	559 sqft
Unfinished Basement	186 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 2005
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Porch Area	98 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	53025
Street Address	1905 ELDRIDGE AVE
City	BELLINGHAM
State	WA
Zip	98225-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5.0
Legal Description	SUPPLEMENTAL MAP OF WHATCOM ALL LOTS 20-21-SE 15 FT OF LOT 22 BAY VIEW BLK
Legal Range	02
Legal Township	38
Legal Section	25
Legal Subdivision	SUPPLEMENTAL MAP OF WHATCOM
Legal Lot Number	20
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1019
Census Tract	402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Eldridge Avenue Historic District listed 1979 · 684 contributing resources · NRIS 79002566

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1905 Eldridge Ave is owned by two individuals who bought it in October 2021.

Source: Whatcom County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2701 HUMBOLDT ST, BELLINGHAM, WA 98225-2609
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 16, 2021	Intrafamily Transfer, Transfer
Nov 2, 2020	Quit Claim Deed, Transfer UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	Oct 15, 2021 · Amount on File
Deed Document Number	20212421
Prior Transfer Date	Sep 14, 2021
Prior Transfer Doc	0000902376
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 15, 2021
Property Address	1905 ELDRIDGE AVE, BELLINGHAM, WA 98225-2255
Document Number	20211002421
Map Reference	VOL 1 PG 42
Instrument Date	Oct 11, 2021
Instrument	2021-1002421
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,155.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 HUMBOLDT ST, BELLINGHAM, WA 98225-2609

Mortgage

Document Number	20211002422
Date	Oct 15, 2021
Instrument	2021-1002422

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Sep 16, 2021
Property Address	1905 ELDRIDGE AVE, BELLINGHAM, WA 98225-2255
Document Number	20210902376
Instrument Date	Sep 14, 2021
Instrument	2021-0902376
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 2, 2020
Property Address	1905 ELDRIDGE AVE, BELLINGHAM, WA 98225-2255
Document Number	2201100136
Instrument Date	Oct 28, 2020
Instrument	1100136
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1905 ELDRIDGE AVE BELLINGHAM WA 982252255, BELLINGHAM, WA 98225-2255

Mortgage

Document Number	2201100137
Date	Nov 2, 2020
Instrument	1100137

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1905 Eldridge Ave was $14,962.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,962.00	$1,883,784 Land $601,715 Building $1,282,069	$1,883,784 Land $601,715 Building $1,282,069
2022		$1,616,786 Land $516,431 Building $1,100,355	$1,616,786 Land $516,431 Building $1,100,355
2021	$10,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 Eldridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1905 Eldridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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