1901 Eldridge Ave, Bellingham, WA 98225 Property Records

Whatcom County property record for 1901 Eldridge Ave, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,574 sqft · built 1926
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on File
Last Sale	$875,000 (Jan 2018)
Tax Bill	$13,414 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`548819`

Property Details

APN / Parcel Number

Primary APN	`548819`
Alternative APNs	`380225 340480 0000` `53043`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,574 sqft Living Area
1st Floor Area	1,406 sqft
2nd Floor Area	1,168 sqft
Basement Area	1,334 sqft
Unfinished Basement	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	66 sqft
Deck Area	386 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	548819
Street Address	1901 ELDRIDGE AVE
City	BELLINGHAM
State	WA
Zip	98225-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5.0
Legal Description	SUPPLEMENTAL MAP OF WHATCOM NW 30 FT OF LOT 18-ALL LOT 19 BAY VIEW BLK
Legal Range	02
Legal Township	38
Legal Section	25
Legal Subdivision	SUPPLEMENTAL MAP OF WHATCOM
Legal Lot Number	18
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1019
Census Tract	402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Eldridge Avenue Historic District listed 1979 · 684 contributing resources · NRIS 79002566

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1901 Eldridge Ave is held in a trust since June 2024.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 11, 2020	Deed of Trust, Mortgage US BK
Dec 11, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Oct 18, 2019	Deed of Trust, Mortgage CROSSCOUNTRY MTG
Jan 31, 2018	Warranty Deed, Transfer PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 31, 2018 · Amount on File
Deed Sale	Jan 31, 2018 · Amount on File
Prior Sale	Jan 31, 2018 · Amount on File
Deed Document Number	2180103553
Last Transfer Date	Jun 21, 2024
Transfer Doc	0000601646
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1901 ELDRIDGE AVE, BELLINGHAM, WA 98225-2255
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 ELDRIDGE AVE, BELLINGHAM, WA 98225-2255

Mortgage

Document Number	0001201352
Date	Dec 20, 2023
Instrument	2023-1201352

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1901 ELDRIDGE AVE, BELLINGHAM, WA 98225-2255
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000800589
Date	Aug 5, 2022
Instrument	2022-0800589

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1901 ELDRIDGE AVE, BELLINGHAM, WA 98225-2255
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200953
Date	Feb 8, 2022
Instrument	2022-0200953

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1901 ELDRIDGE AVE, BELLINGHAM, WA 98225-2255
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	SPRUCE LAND SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210604932
Date	Jun 28, 2021
Instrument	2021-0604932

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1901 ELDRIDGE AVE, BELLINGHAM, WA 98225-2255
Document Number	2201202917
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1901 ELDRIDGE AVE BELLINGHAM WA 982252255, BELLINGHAM, WA 98225-2255

Mortgage

Document Number	2201202917
Date	Dec 16, 2020
Instrument	1202917

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1901 ELDRIDGE AVE, BELLINGHAM, WA 98225-2255
Document Number	2201202918
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1901 ELDRIDGE AVE BELLINGHAM WA 982252255, BELLINGHAM, WA 98225-2255

Mortgage

Document Number	2201202918
Date	Dec 16, 2020
Instrument	1202918

Lender

Name	US BK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1901 ELDRIDGE AVE, BELLINGHAM, WA 98225-2255
Document Number	2191002999
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1901 ELDRIDGE AVE BELLINGHAM WA 982252255, BELLINGHAM, WA 98225-2255

Mortgage

Document Number	2191002999
Date	Oct 23, 2019
Instrument	1002999

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 31, 2018
Property Address	1901 ELDRIDGE AVE, BELLINGHAM, WA 98225-2255
Document Number	2180103553
Instrument Date	Jan 26, 2018
Instrument	103553
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,580.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1516 CHIANTI WAY OAKLEY CA 945612226, OAKLEY, CA 94561-2226

Mortgage

Document Number	2180103554
Date	Jan 31, 2018
Instrument	103554

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1901 Eldridge Ave was $13,414.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,414.00	$1,640,168 Land $549,392 Building $1,090,776	$1,640,168 Land $549,392 Building $1,090,776
2022		$1,329,650 Land $471,524 Building $858,126	$1,329,650 Land $471,524 Building $858,126
2021	$8,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1901 Eldridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1901 Eldridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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