Stanislaus County property record for 2005 el Toro Way, Modesto, CA 95355
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,237 sqft · built 1979 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,000 (Jun 2020) |
| Tax Bill | $5,672 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-062-049-000 |
| Primary APN | 032-062-049-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,237 sqft Living Area |
| 1st Floor Area | 2,237 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Patio Area | 430 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2005 EL TORO WAY |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95355-5105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP D5 61 |
| Legal Subdivision | EAST RDG PLAZA |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1001 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2005 EL TORO WAY, MODESTO, CA 95355-5105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 2, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 4, 2020 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2020 · Amount on Record |
| Deed Sale | Jun 4, 2020 · Amount on Record |
| Prior Sale | Sep 5, 2002 · Amount on Record |
| Deed Document Number | 202038299 |
| Prior Transfer Date | Dec 18, 1995 |
| Prior Transfer Doc | 0000103727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2005 EL TORO WAY, MODESTO, CA 95355-5105 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 2005 EL TORO WAY, MODESTO, CA 95355-5105 |
| Document Number | 0000044990 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-0044990 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2005 EL TORO WAY, MODESTO, CA 95355-5105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000053125 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 2018-0053125 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jun 4, 2020 |
| Property Address | 2005 EL TORO WAY, MODESTO, CA 95355-5105 |
| Document Number | 0000038299 |
| Instrument Date | May 19, 2020 |
| Instrument | 38299 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2005 EL TORO WAY MODESTO CA 953555105, MODESTO, CA 95355-5105 |
| Document Number | 38300 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 38300 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2050 |
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,672.00 (+1.12%) Homeowner's exemption | $496,400 (+2%) Land $167,325 Building $329,075 |
| 2025 | $5,609.00 (+6.31%) Homeowner's exemption | $486,668 (+4.04%) Land $164,045 Building $322,623 |
| 2023 | $5,276.00 (+2.53%) Homeowner's exemption | $467,773 Land $157,676 Building $310,097 |
| 2022 | $5,146.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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