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2004 el Toro Way, Modesto, CA 95355 Property Records

Stanislaus County property record for 2004 el Toro Way, Modesto, CA 95355

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,428 sqft · built 1980
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$497,000 (Aug 2018)
Tax Bill$6,554 (2026)
Deeds & MortgagesJun 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN032-062-019-000

Property Details

APN / Parcel Number

Primary APN032-062-019-000
Alternative APNs
  • 0326219000
  • 0326219

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,428 sqft Living Area
1st Floor Area2,428 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeWood
Lot Area7,841 sqft (0.18 acres)
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool
Patio Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2004 EL TORO WAY
CityMODESTO
StateCA
Zip95355-5104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTDRIDGE PLZ
Legal SubdivisionEASTDRIDGE PLAZA
Legal Block1
Legal Lot Number43
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group1
Census Block1012
Census Tract1001

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2004 EL TORO WAY, MODESTO, CA 95355-5104
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Aug 24, 2018Grant Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2018 · Amount on Record
Deed SaleAug 24, 2018 · Amount on Record
Prior SaleJul 11, 2002 · Amount on Record
Deed Document Number201858555
Prior Transfer DateJan 30, 2015
Prior Transfer Doc0000011251
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address2004 EL TORO WAY, MODESTO, CA 95355-5104
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038658
DateJun 5, 2020
Instrument2020-0038658
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateAug 24, 2018
Property Address2004 EL TORO WAY, MODESTO, CA 95355-5104
Document Number0000058555
Map ReferenceVOL27 PG94
Instrument DateAug 23, 2018
Instrument2018-0058555
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCYPRESS TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2004 EL TORO WAY, MODESTO, CA 95355-5104

Mortgage

Document Number0000058556
DateAug 24, 2018
Instrument2018-0058556
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictModesto City Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$6,554.00 (+1.1%)$565,494 (+2%) Land $153,603 Building $411,891
2025$6,483.00 (+6.26%)$554,407 (+4.04%) Land $150,592 Building $403,815
2023$6,101.00 (+2.49%)$532,882 Land $144,746 Building $388,136
2022$5,953.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Ayera Technologies
Fixed Wireless		1,000 / 500
ezWave
Fixed Wireless		1,000 / 200
unWired Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

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