2005 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 2005 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,944 sqft · built 2015
Lot Size	0.22 acres (9,586 sqft)
Owner	2 Individual Names on Record
Last Sale	$581,100 (Oct 2021)
Tax Bill	$6,799 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500473-1-390`

Property Details

APN / Parcel Number

Primary APN	`500473-1-390`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,944 sqft Living Area
Gross Area	412 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,586 sqft (0.22 acres)
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2005 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 11 RIDGE VIEW MEADOWS PDD L 139 TOG/W UNDIV INT IN TR D THRU R OUT OF 03-18-03-1-020, 1-704, 1-705, 1-706, 1-707, 1-708 SEG 2012-0195 JP 11/30/11 JP
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	RIDGE VIEW MEADOWS PDD
Legal Tract	D
Legal Lot Number	139
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1004
Census Tract	71411

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2005 196TH STREET CT E, SPANAWAY, WA 98387-3432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · VA Mortgage PREMIER MORTGAGE RESOURCES LLC
Feb 12, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Apr 26, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 20, 2018	Deed of Trust, Mortgage · VA Mortgage UNITED FAITH MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	2021734
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 20, 2021
Property Address	2005 196TH STREET CT E, SPANAWAY, WA 98387-3432
Document Number	0010200734
Map Reference	DOC 201109215003
Instrument Date	Oct 12, 2021
Instrument	202110200734
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$9,443.58
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 196TH STREET CT E, SPANAWAY, WA 98387-3432

Mortgage

Document Number	0010200735
Date	Oct 20, 2021
Instrument	202110200735

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2005 196TH STREET CT E, SPANAWAY, WA 98387-3432
Document Number	2002270236
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2005 196TH STREET CT E SPANAWAY WA 983873432, SPANAWAY, WA 98387-3432

Mortgage

Document Number	2002270236
Date	Feb 27, 2020
Instrument	202002270236

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 26, 2019
Property Address	2005 196TH STREET CT E, SPANAWAY, WA 98387-3432
Document Number	1904260353
Instrument Date	Apr 18, 2019
Instrument	201904260353
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,124.11
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2005 196TH STREET CT E SPANAWAY WA 983873432, SPANAWAY, WA 98387-3432

Mortgage

Document Number	1904260354
Date	Apr 26, 2019
Instrument	201904260354

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2005 196TH STREET CT E, SPANAWAY, WA 98387-3432
Document Number	1805020247
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2005 196TH STREET CT E SPANAWAY WA 983873432, SPANAWAY, WA 98387-3432

Mortgage

Document Number	1805020247
Date	May 2, 2018
Instrument	201805020247

Lender

Name	UNITED FAITH MTG
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$617,700 (+0.44%) Land $163,600 Building $454,100	$617,700 (+0.44%) Land $163,600 Building $454,100
2025	$6,799.00 (+9.05%)	$615,000 (+14.33%) Land $171,100 Building $443,900	$615,000 (+14.33%) Land $171,100 Building $443,900
2024	$6,235.00 (-7.62%)	$537,900 (-9.69%) Land $171,100 Building $366,800	$537,900 (-9.69%) Land $171,100 Building $366,800
2023	$6,749.00	$595,600 Land $162,300 Building $433,300	$595,600 Land $162,300 Building $433,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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