1914 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1914 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,655 sqft · built 2015
Lot Size	0.127 acres (5,538 sqft)
Owner	2 Individual Names on Record
Last Sale	$424,300 (Jul 2021)
Tax Bill	$6,215 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`500473-1-020`

Property Details

APN / Parcel Number

Primary APN	`500473-1-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,655 sqft Living Area
Gross Area	3,095 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,538 sqft (0.127 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1914 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 14 RIDGE VIEW MEADOWS PDD L 102 TOG/W UNDIV INT IN TR D THRU R OUT OF 03-18-03-1-020, 1-704, 1-705, 1-706, 1-707, 1-708 SEG 2012-0195 JP 11/30/11 JP
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	RIDGE VIEW MEADOWS PDD
Legal Tract	D
Legal Lot Number	102
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1003
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1914 196TH STREET CT E, SPANAWAY, WA 98387-3431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 30, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jul 17, 2020	Special Warranty Deed, Transfer · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOL
Mar 25, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Aug 26, 2019	Warranty Deed, Transfer STEWART TITLE
Jul 5, 2018	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Aug 26, 2019 · Amount on Record
Deed Document Number	20211304
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Sep 23, 2026
Property Address	1914 196TH STREET CT E, SPANAWAY, WA 98387-3431
Document Number	0000000048
Instrument Date	Sep 2, 2026
Instrument	202648
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 196TH STREET CT E, SPANAWAY, WA 98387-3431

Mortgage

Document Number	0000000048,
Date	Sep 23, 2026
Instrument	202648

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Aug 1, 2051

Interest

Max Rate	-1%

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 30, 2021
Property Address	1914 196TH STREET CT E, SPANAWAY, WA 98387-3431
Document Number	0007301304
Map Reference	DOC 201109215003
Instrument Date	Jul 28, 2021
Instrument	202107301304
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,788.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 196TH STREET CT E, SPANAWAY, WA 98387-3431

Mortgage

Document Number	0007301305
Date	Jul 30, 2021
Instrument	202107301305

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0007301306
Date	Jul 30, 2021
Instrument	202107301306

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 17, 2020
Property Address	1914 196TH STREET CT E, SPANAWAY, WA 98387-3431
Document Number	0007170459
Map Reference	DOC 200303065003
Instrument Date	Jun 4, 2020
Instrument	202007170459
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007170580
Date	Jul 17, 2020
Instrument	202007170580

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOL
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 25, 2020
Property Address	1914 196TH STREET CT E, SPANAWAY, WA 98387-3431
Document Number	2003250258
Instrument Date	Mar 10, 2020
Instrument	202003250258
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1914 196TH STREET CT E SPANAWAY WA 983873431, SPANAWAY, WA 98387-3431

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 26, 2019
Property Address	1914 196TH STREET CT E, SPANAWAY, WA 98387-3431
Document Number	1908260416
Instrument Date	Aug 15, 2019
Instrument	201908260416
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$6,671.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 5, 2018
Property Address	1914 196TH STREET CT E, SPANAWAY, WA 98387-3431
Document Number	1807050505
Instrument Date	Jun 25, 2018
Instrument	201807050505
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,324.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 196TH STREET CT E SPANAWAY WA 983873431, SPANAWAY, WA 98387-3431

Mortgage

Document Number	1807050506
Date	Jul 5, 2018
Instrument	201807050506

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,215.00 (+0.83%)	$556,100 (+14.9%) Land $148,600 Building $407,500	$556,100 (+14.9%) Land $148,600 Building $407,500
2025	$6,164.00 (+9.06%)
2024	$5,652.00 (-7.45%)	$484,000 (-9.63%) Land $155,500 Building $328,500	$484,000 (-9.63%) Land $155,500 Building $328,500
2023	$6,107.00	$535,600 Land $147,500 Building $388,100	$535,600 Land $147,500 Building $388,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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