2002 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 2002 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,944 sqft · built 2015
Lot Size	0.115 acres (4,997 sqft)
Owner	Individual Name on File
Last Sale	$448,000 (Sep 2020)
Tax Bill	$1,284 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500473-1-040`

Property Details

APN / Parcel Number

Primary APN	`500473-1-040`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,944 sqft Living Area
Gross Area	412 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,997 sqft (0.115 acres)
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2002 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 14 RIDGE VIEW MEADOWS PDD L 104 TOG/W UNDIV INT IN TR D THRU R OUT OF 03-18-03-1-020, 1-704, 1-705, 1-706, 1-707, 1-708 SEG 2012-0195 JP 11/30/11 JP
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	RIDGE VIEW MEADOWS PDD
Legal Tract	D
Legal Lot Number	104
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1003
Census Tract	71411

Owner

Source: Pierce County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2002 196TH STREET CT E, SPANAWAY, WA 98387-3432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 22, 2020	Warranty Deed, Transfer · VA Mortgage BAY EQUITY LLC
Nov 25, 2019	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	2020220926
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2002 196TH STREET CT E, SPANAWAY, WA 98387-3432
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009300144
Date	Sep 30, 2021
Instrument	202109300144

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 22, 2020
Property Address	2002 196TH STREET CT E, SPANAWAY, WA 98387-3432
Document Number	0009220926
Map Reference	DOC 201109215003
Instrument Date	Sep 18, 2020
Instrument	202009220926
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,168.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 196TH STREET CT E, SPANAWAY, WA 98387-3432

Mortgage

Document Number	0009220927
Date	Sep 22, 2020
Instrument	202009220927

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 25, 2019
Property Address	2002 196TH STREET CT E, SPANAWAY, WA 98387-3432
Document Number	1911250930
Instrument Date	Nov 21, 2019
Instrument	201911250930
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,124.11
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2002 196TH STREET CT E SPANAWAY WA 983873432, SPANAWAY, WA 98387-3432

Mortgage

Document Number	1911250931
Date	Nov 25, 2019
Instrument	201911250931

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,700 (+15.49%) Land $144,900 Building $450,800	$595,700 (+15.49%) Land $144,900 Building $450,800
2025	$1,284.00 (-78.61%)
2024	$6,003.00 (-7.97%)	$515,800 (-10.14%) Land $151,600 Building $364,200	$515,800 (-10.14%) Land $151,600 Building $364,200
2023	$6,523.00	$574,000 Land $143,800 Building $430,200	$574,000 Land $143,800 Building $430,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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