2004 Wise Bend Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 2004 Wise Bend Rd, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,164 sqft · built 2022
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,660 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`063-05-000-001`

Property Details

APN / Parcel Number

Primary APN	`063-05-000-001`
Alternative APN	`1752`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,164 sqft Living Area
1st Floor Area	2,164 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	44,431 sqft (1.02 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	1752
Street Address	2004 WISE BEND RD
City	PONTOTOC
State	MS
Zip	38863-9674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.02 AC N1/2 215-300 20090431 1/28/09 20201526 5/4/20 20220278 1/13/22 662 322 5973
Legal Range	02E
Legal Township	09S
Legal Section	05
Jurisdiction	PONTOTOC MS
Township / Civil Division	2
Census Block Group	1
Census Block	1014
Census Tract	950200

Owner

Source: Pontotoc County assessment roll, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2004 WISE BEND RD, PONTOTOC, MS 38863-9674
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK
Jan 13, 2022	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 10, 2022
Transfer Doc	2022000278
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	2004 WISE BEND RD, PONTOTOC, MS 38863-9674
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8869 HIGHWAY 6 E, PONTOTOC, MS 38863-9525

Mortgage

Document Number	2021004103
Date	Sep 27, 2021
Instrument	2021004103

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 20, 2022

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Jan 13, 2022
Property Address	2004 WISE BEND RD, PONTOTOC, MS 38863-9674
Document Number	2022000278
Instrument Date	Jan 10, 2022
Instrument	2022000278
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2004 WISE BEND RD, PONTOTOC, MS 38863-9674

Mortgage

Document Number	2022000280
Date	Jan 13, 2022
Instrument	2022000280

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,660.00 (-0.97%) Homeowner's exemption	$28,631 (-0.98%)	$286,311 (-0.98%) Land $7,550 Building $278,761
2023	$3,696.00 Homeowner's exemption	$28,914	$289,138 Land $7,550 Building $281,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MUD CREEK WATER ASSOCIATION #1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Telapex.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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