1609 Wise Bend Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 1609 Wise Bend Rd, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,685 sqft · built 2017
Lot Size	0.989 acres (43,124 sqft)
Owner	Individual Name on Record
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`058-33-000-022.02`

Property Details

APN / Parcel Number

Primary APN	`058-33-000-022.02`
Alternative APN	`15318`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,685 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	43,124 sqft (0.989 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	15318
Street Address	1609 WISE BEND RD
City	PONTOTOC
State	MS
Zip	38863-7243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.99 AC SW1/4 SW1/4 616-70; 631-123 3/95 20141621 4/1/14 20152007 4/23/15 20162430 5/12/16 20172241 5/31/17 20190391 1/28/19
Jurisdiction	PONTOTOC MS
Township / Civil Division	2
Census Block Group	1
Census Block	1021
Census Tract	950200

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1609 WISE BEND RD, PONTOTOC, MS 38863-7243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jan 28, 2019	Warranty Deed, Transfer · Conventional Mortgage HAMILTON MORTGAGE CORP
May 31, 2017	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2019
Deed Sale	Jan 28, 2019
Prior Sale	May 31, 2017
Deed Document Number	2019000391
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1609 WISE BEND RD, PONTOTOC, MS 38863-7243
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 WISE BEND RD, PONTOTOC, MS 38863-7243

Mortgage

Document Number	2021002660
Date	Jun 24, 2021
Instrument	2021002660

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Jan 28, 2019
Property Address	1609 WISE BEND RD, PONTOTOC, MS 38863-7243
Document Number	2019000391
Instrument Date	Jan 15, 2019
Instrument	2019000391
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1609 WISE BEND RD, PONTOTOC, MS 38863-7243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 WISE BEND RD, PONTOTOC, MS 38863-7243

Mortgage

Document Number	2019000392
Date	Jan 28, 2019
Instrument	2019000392

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	May 31, 2017
Property Address	1609 WISE BEND RD, PONTOTOC, MS 38863-7243
Document Number	2017002241
Instrument Date	May 26, 2017
Instrument	2017002241
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 WISE BEND RD, PONTOTOC, MS 38863-7243

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,761.00 (+0.34%) Homeowner's exemption	$13,779 (+0.36%)	$137,787 (+0.36%) Land $4,500 Building $133,287
2023	$1,755.00 Homeowner's exemption	$13,729	$137,288 Land $4,500 Building $132,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MUD CREEK WATER ASSOCIATION #1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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