2185 Wise Bend Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 2185 Wise Bend Rd, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,271 sqft · built 2014
Lot Size	5.2 acres (226,512 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,474 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062-04-000-007.01`

Property Details

APN / Parcel Number

Primary APN	`062-04-000-007.01`
Alternative APN	`7624`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,271 sqft Living Area
1st Floor Area	1,271 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	226,512 sqft (5.2 acres)
Utility Building	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	7624
Street Address	2185 WISE BEND RD
City	PONTOTOC
State	MS
Zip	38863-6869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.2 AC NW1/4 366-18 631-550 12/95 20020499 1/2/02 20052275 5/9/05* 2001 TRUSTEES DEED VOIDED BY THIS INSTRUMENT 20075934
Legal Range	02E
Legal Township	09S
Legal Section	04
Legal Tract	I
Jurisdiction	PONTOTOC MS
Township / Civil Division	2
Census Block Group	1
Census Block	1019
Census Tract	950200

Owner

Source: Pontotoc County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2175 WISE BEND RD, PONTOTOC, MS 38863-6869
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage FIRST CHOICE BANK
Jan 12, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 30, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2007
Deed Sale	Nov 29, 2007
Deed Document Number	20075934
Last Transfer Date	Jan 12, 2021
Transfer Doc	2021000105
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	2185 WISE BEND RD, PONTOTOC, MS 38863-6869
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 WISE BEND RD, PONTOTOC, MS 38863-6869

Mortgage

Document Number	2021001964
Date	May 7, 2021
Instrument	2021001964

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 12, 2036

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PONTOTOC MS
Recording Date	Jan 12, 2021
Property Address	2185 WISE BEND RD, PONTOTOC, MS 38863-6869
Document Number	2021000105
Instrument Date	Jan 12, 2021
Instrument	2021000105
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	299 N BROOKS ST, 299, PONTOTOC, MS 38863-1601

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2185 WISE BEND RD, PONTOTOC, MS 38863-6869

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PONTOTOC MS
Recording Date	Jan 30, 2020
Property Address	2185 WISE BEND RD, PONTOTOC, MS 38863-6869
Document Number	2020000408
Instrument Date	Jan 30, 2020
Instrument	2020000408
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	299 N BROOKS ST, 299, PONTOTOC, MS 38863-1601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	299 N BROOKS ST, PONTOTOC, MS 38863-1601

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,474.00 (+52.9%)	$11,536 (+52.9%)	$76,899 (+2.33%) Land $11,454 Building $65,445
2023	$964.00 Homeowner's exemption	$7,545	$75,148 Land $11,566 Building $63,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MUD CREEK WATER ASSOCIATION #1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: C Spire Wireless.

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