2004 Windjammer Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 2004 Windjammer Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,645 sqft · built 1992
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$194,900 (Feb 2019)
Tax Bill	$3,590 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`08925-149-000`

Property Details

APN / Parcel Number

Primary APN	`08925-149-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,645 sqft Heated Area
Gross Area	2,085 sqft
1st Floor Area	1,645 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	126 ft deep x 90 ft wide
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	120 sqft
Porch	Porch
Porch Area	20 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2004 WINDJAMMER DR
City	LYNN HAVEN
State	FL
Zip	32444-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH HARBOUR LOT 21 BLK B ORB 4088 P 1440
Legal Range	14W
Legal Township	03S
Legal Section	07
Legal Subdivision	NORTH HARBOUR
Legal Block	B
Legal Lot Number	21
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2013
Census Tract	1404

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3467 SYCAMORE LN, GULF BREEZE, FL 32563-3461
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit TYNDALL FCU
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Sep 17, 2019	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Feb 8, 2019	Special Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK
Jun 26, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2019 · Amount on Record
Deed Sale	Feb 8, 2019 · Amount on Record
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	2019015437
Deed Book / Page	4088 / 1440
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	2004 WINDJAMMER DR, LYNN HAVEN, FL 32444-2053
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 WINDJAMMER DR, LYNN HAVEN, FL 32444-2053

Mortgage

Document Number	0045340184
Date	Mar 9, 2022
Book Page	4534/184
Instrument	2022017161

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	2004 WINDJAMMER DR, LYNN HAVEN, FL 32444-2053
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 WIND JAMMER DR, LYNN HAVEN, FL 32444-2053

Mortgage

Document Number	0043952041
Date	Apr 23, 2021
Book Page	4395/2041
Instrument	2021030292

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	2004 WINDJAMMER DR, LYNN HAVEN, FL 32444-2053
Document Number	0041712060
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 WIND JAMMER DR LYNN HAVEN FL 324442053, LYNN HAVEN, FL 32444-2053

Mortgage

Document Number	0041712060
Date	Sep 25, 2019
Book Page	004171/002060
Instrument	84685

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 8, 2019
Property Address	2004 WINDJAMMER DR, LYNN HAVEN, FL 32444-2053
Document Number	0040881440
Book / Page	4088 / 1440
Map Reference	MB 14 PG 88&89
Instrument Date	Dec 27, 2018
Instrument	2019015437
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SELECTITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,364.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9990 RICHMOND AVE # AVE400S, 9990, HOUSTON, TX 77042-4559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 WIND JAMMER DR, LYNN HAVEN, FL 32444-2053

Mortgage

Document Number	2019015438
Date	Feb 8, 2019
Instrument	2019015438

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BAY FL
Recording Date	Jun 26, 2018
Property Address	2004 WINDJAMMER DR, LYNN HAVEN, FL 32444-2053
Document Number	0040211690
Book / Page	004021 / 001690
Instrument Date	Jun 14, 2018
Instrument	37875
Transaction Type	Foreclosure
Record Updated	Jul 19, 2018

Transaction

Amount	Amount Recorded
Tax	$1,106.70
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2004 WIND JAMMER DR LYNN HAVEN FL 324442053, LYNN HAVEN, FL 32444-2053

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,590.00 (+59.34%)	$238,677 (+32.92%) Land $63,619 Building $175,058	$238,677 (+21.35%) Land $63,619 Building $175,058
2023	$2,253.00 (+9.85%) Homeowner's exemption	$179,567 (+3%)	$196,685 (+6.63%) Land $51,775 Building $144,910
2022	$2,051.00 Homeowner's exemption	$174,337	$184,453 Land $51,775 Building $132,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 425 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	425 in force
Nearby Flood Claims	112 (1989–2024)
Claims Outside the SFHA	24 of 112
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 52 claims Hurricane Dennis, Jul 2005 · 10 claims Hurricane Opal, Oct 1995 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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