Bay County property record for 2102 Windjammer Dr, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,417 sqft · built 1989 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,599 (2025) |
| Deeds & Mortgages | Feb 2020 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 08925-146-000 |
| Primary APN | 08925-146-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,417 sqft Living Area |
| Gross Area | 2,901 sqft |
| 1st Floor Area | 2,105 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,977 sqft (0.252 acres) |
| Lot Dimensions | 122 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Porch | Florida Room |
|---|---|
| Porch Area | 367 sqft |
| Deck Area | 121 sqft |
| Patio Area | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2102 WINDJAMMER DR |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-2073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BB |
| Legal Description | NORTH HARBOUR LOT 18 BLK B ORB 4219 P 2320 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | NORTH HARBOUR |
| Legal Block | B |
| Legal Lot Number | 18 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1404 |
2102 Windjammer Dr is owned and occupied by an individual who acquired it in February 2020.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2102 WINDJAMMER DR, LYNN HAVEN, FL 32444-2073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 7, 2020 |
| Transfer Doc | 0042192320 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 7, 2020 |
| Property Address | 2102 WINDJAMMER DR, LYNN HAVEN, FL 32444-2073 |
| Document Number | 0042192320 |
| Book / Page | 004219 / 002320 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 10130 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2102 WIND JAMMER DR LYNN HAVEN FL 324442073, LYNN HAVEN, FL 32444-2073 |
The 2025 property tax bill for 2102 Windjammer Dr was $1,599 with a homeowner's exemption, down 3% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,599.00 (-2.97%) Homeowner's exemption | $147,941 | $339,889 Land $78,678 Building $261,211 |
| 2024 | $1,648.00 (+3.84%) | ||
| 2023 | $1,587.00 (+10.06%) Homeowner's exemption | $135,621 (+3%) | $263,855 (+7.93%) Land $51,224 Building $212,631 |
| 2022 | $1,442.00 Homeowner's exemption | $131,671 | $244,468 Land $51,224 Building $193,244 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2102 Windjammer Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 425 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 425 in force |
| Nearby Flood Claims | 112 (1989–2024) |
| Claims Outside the SFHA | 24 of 112 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2102 Windjammer Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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