2003 Windjammer Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 2003 Windjammer Dr, Lynn Haven, FL 32444

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,318 sqft · built 1987
Lot Size0.296 acres (12,937 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Aug 2019)
Tax Bill$4,326 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN08925-129-000

Property Details

APN / Parcel Number

Primary APN08925-129-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,318 sqft Heated Area
Gross Area3,204 sqft
1st Floor Area1,330 sqft
2nd Floor Area988 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area12,937 sqft (0.296 acres)
Lot Dimensions121 ft deep x 107 ft wide
Garage Area528 sqft
DrivewayDriveway
Driveway Area816 sqft

Exterior Amenities

PorchPorch
Porch Area358 sqft
Patio Area221 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2003 WINDJAMMER DR
CityLYNN HAVEN
StateFL
Zip32444-2072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH HARBOUR LOT 1 BLK B ORB 4153 P 918
Legal Range14W
Legal Township03S
Legal Section07
Legal SubdivisionNORTH HARBOUR
Legal BlockB
Legal Lot Number1
JurisdictionBAY FL
Township / Civil DivisionLYNN HAVEN
Census Block Group2
Census Block2013
Census Tract1404

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2003 WINDJAMMER DR, LYNN HAVEN, FL 32444-2072
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2019 · Amount on Record
Deed SaleAug 6, 2019 · Amount on Record
Prior SaleJan 14, 2003 · Amount on Record
Deed Document Number0004153918
Deed Book / Page4153 / 918
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateAug 6, 2019
Property Address2003 WINDJAMMER DR, LYNN HAVEN, FL 32444-2072
Document Number0041530918
Book / Page004153 / 000918
Instrument DateAug 6, 2019
Instrument70806
Transaction TypeTransfer
Record UpdatedJan 7, 2020
Title CompanyDIAMOND TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 WIND JAMMER DR LYNN HAVEN FL 324442072, LYNN HAVEN, FL 32444-2072

Mortgage

Document Number41530920
DateAug 6, 2019
Book Page004153/000920
Instrument70807
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueAug 5, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,326.00 (+2.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$334,219 (+6.46%)$459,432 (+26.13%) Land $93,539 Building $365,893
2023$4,211.00 (+9.58%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$313,924 (+3%)$364,257 (+8.4%) Land $60,900 Building $303,357
2022$3,843.00 Homeowner's exemption$304,781$336,018 Land $60,900 Building $275,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 425 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies425 in force
Nearby Flood Claims112 (1989–2024)
Claims Outside the SFHA24 of 112
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 52 claims
  • Hurricane Dennis, Jul 2005 · 10 claims
  • Hurricane Opal, Oct 1995 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T.

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