2004 Spring Rd, Fernley, NV 89408 Property Records

Lyon County property record for 2004 Spring Rd, Fernley, NV 89408

Property Summary

Property Type	Single Family Home
Details	2,466 sqft · built 2021
Lot Size	69.4 acres (3,023,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Mar 2021)
Tax Bill	$7,073 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021-561-04`

Property Details

APN / Parcel Number

Primary APN	`021-561-04`
Alternative APN	`021-561-01`

Interior

Building Area	2,466 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	3,023,064 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2004 SPRING RD
City	FERNLEY
State	NV
Zip	89408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF12
Legal Description	PAR A-1A ZONE CHG FROM E1 TO E1PD 8404
Legal Subdivision	FERNLEY PONDEROSA LLC
Legal Block	1
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	1
Census Block	1030
Census Tract	960106

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1484, FERNLEY, NV 89408-1484
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Mar 2, 2021	Intrafamily Transfer, Transfer TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY
Mar 2, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED FCU
Dec 12, 2018	Quit Claim Deed, Transfer FIRST CENTENNIAL - RENO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Deed Document Number	2021632095
Prior Transfer Date	Feb 28, 2021
Prior Transfer Doc	0000632094
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	2004 SPRING RD, FERNLEY, NV 89408-8959
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIRST CENTENNIAL TITLE OF NV, FIRST CENTENNIAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000640481
Date	Jul 2, 2021
Instrument	640481

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jul 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON NV
Recording Date	Mar 2, 2021
Property Address	2004 SPRING RD, FERNLEY, NV 89408-8959
Document Number	0000632094
Instrument Date	Feb 28, 2021
Instrument	632094
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 E FRONT ST, MERRILL, OR 97633-9700

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Mar 2, 2021
Property Address	2004 SPRING RD, FERNLEY, NV 89408-8959
Document Number	0000632095
Instrument Date	Feb 28, 2021
Instrument	632095
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	TICOR TITLE-FERNLEY, TICOR TITLE FERNELY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 E FRONT ST, 615, MERRILL, OR 97633-9700

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42555 WINDY GAP DR, AHWAHNEE, CA 93601-9668

Mortgage

Document Number	0000632096
Date	Mar 2, 2021
Instrument	632096

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2031

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYON NV
Recording Date	Dec 12, 2018
Property Address	2004 SPRING RD, FERNLEY, NV 89408-8959
Document Number	0000589746
Instrument Date	Dec 4, 2018
Instrument	589746
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	FIRST CENTENNIAL - RENO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 E FRONT ST MERRILL OR 976339700, MERRILL, OR 97633-9700

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,073.00 (+6.99%)	$193,373 (+4.1%) Land $58,296 Building $135,077	$552,494 (+4.1%) Land $166,560 Building $385,934
2023	$6,611.00 (+4.16%)	$185,763 (+5.77%) Land $58,296 Building $127,467	$530,751 (+5.77%) Land $166,560 Building $364,191
2022	$6,347.00	$175,637 Land $58,296 Building $117,341	$501,819 Land $166,560 Building $335,259

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Nevada
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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