1955 Spring Rd, Fernley, NV 89408 Property Records

Lyon County property record for 1955 Spring Rd, Fernley, NV 89408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,186 sqft · built 1998
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,900 (Dec 2021)
Tax Bill	$4,247 (2026)
Deeds & Mortgages	May 2025 Second Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-304-55`

Property Details

APN / Parcel Number

Primary APN	`021-304-55`
Alternative APNs	`021-304-12` `2130455`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,186 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Lot Area	108,900 sqft
Deck Area	759 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1955 SPRING RD
City	FERNLEY
State	NV
Zip	89408-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PAR 2
Legal Subdivision	KEITH N MEADOR
Legal Block	1
Legal Lot Number	2
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	1
Census Block	1028
Census Tract	960106

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1922, FERNLEY, NV 89408-1922
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 29, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Oct 19, 2010 · Amount on Record
Deed Document Number	2021650607
Prior Transfer Date	Sep 12, 2016
Prior Transfer Doc	0000555387
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	1955 SPRING RD, FERNLEY, NV 89408-8957
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SERVICELINK HOME EQUITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000695069
Date	May 28, 2025
Instrument	695069

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2045

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Dec 29, 2021
Property Address	1955 SPRING RD, FERNLEY, NV 89408-8957
Document Number	0000650607
Instrument Date	Dec 29, 2021
Instrument	650607
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,129.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1460 SLATE WAY, 1460, FERNLEY, NV 89408-9444

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8812 N OAKS DR, OAKDALE, CA 95361-2235

Mortgage

Document Number	0000650608
Date	Dec 29, 2021
Instrument	650608

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	1955 SPRING RD, FERNLEY, NV 89408-8957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000618979
Date	Aug 3, 2020
Instrument	618979

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Nov 1, 2046

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,247.00 (+17.45%)	$116,093 (+2.81%) Land $15,750 Building $100,343	$331,695 (+2.81%) Land $45,000 Building $286,695
2023	$3,616.00 (+9.34%)	$112,923 (+7.78%) Land $15,750 Building $97,173	$322,637 (+7.78%) Land $45,000 Building $277,637
2022	$3,307.00	$104,776 Land $15,750 Building $89,026	$299,360 Land $45,000 Building $254,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 47% of Nevada
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30
T-Mobile Fixed Wireless	25 / 3

Nearby Properties on Spring Rd

Nearby Streets

All Fernley, NV Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures