1954 Spring Rd, Fernley, NV 89408 Property Records

Lyon County property record for 1954 Spring Rd, Fernley, NV 89408

Property Summary

Property Type	Mobile Home
Details	1,944 sqft · built 2020
Lot Size	2.98 acres (130,244 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Mar 2019)
Tax Bill	$2,196 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`021-561-05`

Property Details

APN / Parcel Number

Primary APN	`021-561-05`
Alternative APN	`021-561-01`

Interior

Building Area	1,944 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Lot Area	130,244 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1954 SPRING RD
City	FERNLEY
State	NV
Zip	89408
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SF12
Legal Description	CREATED FROM SPLIT OF PARCEL # 021-561-01 PRIMARY NEW PARCEL IS PARCEL # 021-561-06 PM #451242 PAR A-1B
Legal Subdivision	ELLICE CARLSON
Legal Block	1
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	1
Census Block	1030
Census Tract	960106

Owner

1954 Spring Rd, a mobile home, is owned by two individuals who bought it in March 2019.

Source: Lyon County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1327, FERNLEY, NV 89408-1327
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Oct 8, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Oct 10, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Apr 1, 2020	Loan Modification, Mortgage OTHER INSTITUTIONAL LENDERS
Mar 27, 2019	Grant Deed, Transfer FIRST CENTENNIAL - RENO
Mar 27, 2019	Quit Claim Deed, Transfer FIRST CENTENNIAL - RENO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2019 · Amount on File
Deed Sale	Mar 27, 2019 · Amount on File
Deed Document Number	2019593737
Prior Transfer Date	Mar 22, 2019
Prior Transfer Doc	0000593736
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	1954 SPRING RD, FERNLEY, NV 89408
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000656269
Date	Apr 22, 2022
Instrument	656269

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	1954 SPRING RD, FERNLEY, NV 89408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000603684
Date	Oct 8, 2019
Instrument	603684

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	366 Months
Due	Apr 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	1954 SPRING RD, FERNLEY, NV 89408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000603796
Date	Oct 10, 2019
Instrument	603796

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	366 Months
Due	Apr 1, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LYON NV
Property Address	1954 SPRING RD, FERNLEY, NV 89408
Document Number	0000613676
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1954 SPRING RD FERNLEY NV 89408, FERNLEY, NV 89408

Mortgage

Document Number	0000613676
Date	Apr 14, 2020
Instrument	613676

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LYON NV
Recording Date	Mar 27, 2019
Property Address	1954 SPRING RD, FERNLEY, NV 89408
Document Number	0000593737
Instrument Date	Mar 22, 2019
Instrument	593737
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	FIRST CENTENNIAL - RENO

Transaction

Amount	Amount on Record
Tax	$117.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	481 LILAC LN FERNLEY NV 894089747, FERNLEY, NV 89408-9747

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYON NV
Recording Date	Mar 27, 2019
Property Address	1954 SPRING RD, FERNLEY, NV 89408
Document Number	0000593736
Instrument Date	Mar 22, 2019
Instrument	593736
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	FIRST CENTENNIAL - RENO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	615 E FRONT ST MERRILL OR 976339700, MERRILL, OR 97633-9700

Tax Assessment & Valuation

The 2026 property tax bill for 1954 Spring Rd was $2,196.

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,196.00	$60,034 Land $7,350 Building $52,684	$171,526 Land $21,000 Building $150,526
2023	$2,074.00 (+1.62%)	$56,714 (+10.65%) Land $7,350 Building $49,364	$162,041 (+10.65%) Land $21,000 Building $141,041
2022	$2,041.00	$51,257 Land $7,350 Building $43,907	$146,449 Land $21,000 Building $125,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1954 Spring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1954 Spring Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 47% of Nevada
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30
T-Mobile Fixed Wireless	25 / 3

Nearby Properties on Spring Rd

Nearby Streets

All Fernley, NV Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures