20035 Piney Point Rd, Callaway, MD 20620 Property Records

St. Mary's County property record for 20035 Piney Point Rd, Callaway, MD 20620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,488 sqft · built 1970
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Dec 2025)
Tax Bill	$2,977 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-014327`

Property Details

APN / Parcel Number

Primary APN	`02-014327`
Alternative APNs	`2014327` `014327`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	014327
Street Address	20035 PINEY POINT RD
City	CALLAWAY
State	MD
Zip	20620-2082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	2.00 ACRES
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	2
Census Block	2011
Census Tract	876101

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20035 PINEY POINT RD, CALLAWAY, MD 20620-2082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYSTEMS FCU
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU
Dec 3, 2025	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Oct 23, 2019	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jul 25, 2019	Deed in Lieu of Foreclosure, Foreclosure OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Oct 23, 2019 · Amount on Record
Deed Book / Page	6811 / 275
Prior Transfer Date	Jun 14, 2019
Prior Transfer Doc	0051230458
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	20035 PINEY POINT RD, CALLAWAY, MD 20620-2082
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	UNKNOWN, BLUE CRAB T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20035 PINEY POINT RD, CALLAWAY, MD 20620-2082

Mortgage

Document Number	0059910073
Date	Nov 18, 2021
Book Page	5991/73

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20768

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	20035 PINEY POINT RD, CALLAWAY, MD 20620-2082
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062390318
Date	Oct 18, 2022
Book Page	6239/318

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20770

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Dec 3, 2025
Property Address	20035 PINEY POINT RD, CALLAWAY, MD 20620-2082
Document Number	0068110275
Book / Page	6811 / 275
Instrument Date	Nov 21, 2025
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0006811283
Date	Dec 3, 2025
Instrument	6811/283

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Oct 23, 2019
Property Address	20035 PINEY POINT RD, CALLAWAY, MD 20620-2082
Document Number	0051900056
Book / Page	5190 / 056
Instrument Date	Oct 17, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CROWN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	20035 PINEY POINT RD, CALLAWAY, MD 20620-2082

Mortgage

Document Number	5190062
Date	Oct 23, 2019
Instrument	5190/062

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	ST MARY'S MD
Recording Date	Jul 25, 2019
Property Address	20035 PINEY POINT RD, CALLAWAY, MD 20620-2082
Document Number	0051230458
Book / Page	005123 / 000458
Instrument Date	Jun 14, 2019
Transaction Type	Foreclosure
Record Updated	Aug 12, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$253.62
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1100 15TH ST NW WASHINGTON DC 200051707, WASHINGTON, DC 20005-1707
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,333 (+3.3%)	$297,200 (+9.91%) Land $120,200 Building $177,000
2025	$2,977.00 (+6.02%) Homeowner's exemption	$270,400 (+7.22%) Land $114,200 Building $156,200	$270,400 (-) Land $114,200 Building $156,200
2023	$2,808.00 Homeowner's exemption	$252,200	$270,400 Land $114,200 Building $156,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 87% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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