20132 Piney Point Rd, Callaway, MD 20620 Property Records

St. Mary's County property record for 20132 Piney Point Rd, Callaway, MD 20620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1980
Lot Size	2.05 acres (89,298 sqft)
Owner	Individual Name on Record
Last Sale	$323,000 (May 2021)
Tax Bill	$3,398 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-014653`

Property Details

APN / Parcel Number

Primary APN	`02-014653`
Alternative APNs	`2014653` `014653`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,440 sqft Total Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	89,298 sqft (2.05 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	640 sqft
Porch	Slab
Porch Area	216 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	014653
Street Address	20132 PINEY POINT RD
City	CALLAWAY
State	MD
Zip	20620-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	ADJUSTED PARCEL 55 BLAP 71/55 ROH PROPERTY
Legal Subdivision	ROH PROPERTY
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	2
Census Block	2011
Census Tract	876101

Owner

Source: St. Mary's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20132 PINEY POINT RD, CALLAWAY, MD 20620-2112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 6, 2021	Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	Aug 22, 2016 · Amount on Record
Deed Book / Page	5764 / 122
Prior Transfer Date	May 24, 2013
Prior Transfer Doc	0039080301
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	20132 PINEY POINT RD, CALLAWAY, MD 20620-2112
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060540242
Date	Jan 27, 2022
Book Page	6054/242

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	May 6, 2021
Property Address	20132 PINEY POINT RD, CALLAWAY, MD 20620-2112
Document Number	0057640122
Book / Page	5764 / 122
Map Reference	LB 71 FO 55
Instrument Date	May 3, 2021
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ASPECT TITLE ESCROW LLC, ASPECT TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,737.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	20132 PINEY POINT RD, CALLAWAY, MD 20620-2112

Mortgage

Document Number	5764128
Date	May 6, 2021
Instrument	5764/128

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,900 (+3.89%)	$341,700 (+11.67%) Land $120,500 Building $221,200
2025	$3,398.00 (+14.72%)	$306,000 (+15.41%) Land $114,400 Building $191,600	$306,000 (-) Land $114,400 Building $191,600
2023	$2,962.00	$265,133	$306,000 Land $114,400 Building $191,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 82% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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