19997 Piney Point Rd, Callaway, MD 20620 Property Records

St. Mary's County property record for 19997 Piney Point Rd, Callaway, MD 20620

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,700 sqft · built 1952
Lot Size	1.43 acres (62,291 sqft)
Owner	Individual Name on File
Last Sale	$379,900 (Feb 2021)
Tax Bill	$4,210 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-003368`

Property Details

APN / Parcel Number

Primary APN	`02-003368`
Alternative APNs	`2003368` `003368`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,700 sqft Total Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	62,291 sqft (1.43 acres)

Exterior Amenities

Porch	Slab
Porch Area	77 sqft
Deck Area	40 sqft
Balcony Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	003368
Street Address	19997 PINEY POINT RD
City	CALLAWAY
State	MD
Zip	20620-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	1.435 ACRES
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	2
Census Block	2011
Census Tract	876101

Owner

19997 Piney Point Rd is owned and occupied by an individual who bought it in February 2021.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	19997 PINEY POINT RD, CALLAWAY, MD 20620-2045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed, Transfer · FHA Mortgage INTERCOASTAL MORTGAGE
Jul 15, 2020	Deed of Trust, Mortgage · Line of Credit OTHER INSTITUTIONAL LENDERS
Apr 6, 2020	Grant Deed, Transfer · Line of Credit OTHER INSTITUTIONAL LENDERS
Oct 2, 2019	Trustee's Deed, Foreclosure TRI-COUNTY ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2021 · Amount on File
Deed Sale	Feb 2, 2021 · Amount on File
Prior Sale	Apr 6, 2020 · Amount on File
Deed Book / Page	5629 / 438
Prior Transfer Date	Sep 3, 2019
Prior Transfer Doc	0051730040
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Feb 2, 2021
Property Address	19997 PINEY POINT RD, CALLAWAY, MD 20620-2045
Document Number	0056290438
Book / Page	5629 / 438
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	TRUSTED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,398.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	19997 PINEY POINT RD, CALLAWAY, MD 20620-2045

Mortgage

Document Number	0005629444
Date	Feb 2, 2021
Instrument	5629/444

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	19997 PINEY POINT RD, CALLAWAY, MD 20620-2045
Document Number	0054190471
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10580 MCCONNELL PL WHITE PLAINS MD 206953106, WHITE PLAINS, MD 20695-3106

Mortgage

Document Number	0054190471
Date	Aug 7, 2020
Book Page	005419/000471

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	RALEIGH, NC 27613

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Apr 6, 2020
Property Address	19997 PINEY POINT RD, CALLAWAY, MD 20620-2045
Document Number	0053080360
Book / Page	005308 / 000360
Instrument Date	Mar 12, 2020
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	TRUSTED TITLE SERVICES LLC, TRUSTED TITLE SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19997 PINEY POINT RD CALLAWAY MD 206202045, CALLAWAY, MD 20620-2045

Mortgage

Document Number	53080365
Date	Apr 6, 2020
Book Page	005308/000365

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	RALEIGH, NC 27613

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST MARY'S MD
Recording Date	Oct 2, 2019
Property Address	19997 PINEY POINT RD, CALLAWAY, MD 20620-2045
Document Number	0051730040
Book / Page	005173 / 000040
Instrument Date	Jun 18, 2019
Transaction Type	Foreclosure
Record Updated	Oct 17, 2019
Title Company	TRI-COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Tax	$166.60
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19997 PINEY POINT RD CALLAWAY MD 206202045, CALLAWAY, MD 20620-2045

Tax Assessment & Valuation

The 2025 property tax bill for 19997 Piney Point Rd was $4,210 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,200 (+4.28%)	$432,000 (+12.85%) Land $117,200 Building $314,800
2025	$4,210.00 Homeowner's exemption	$382,800 Land $111,300 Building $271,500	$382,800 Land $111,300 Building $271,500
2023	$4,197.00	$382,000	$382,800 Land $111,300 Building $271,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19997 Piney Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19997 Piney Point Rd is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 87% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Piney Point Rd

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