Anne Arundel County property record for 2003 Phillips Ter, Unit 12, Annapolis, MD 21401
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,460 sqft · built 1995 |
| Lot Size | 0.026 acres (1,114 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Jul 2022) |
| Tax Bill | $3,117 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-961-90087010 |
| Primary APN | 02-961-90087010 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 13 Units |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 1,460 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,114 sqft (0.026 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 96190087010 |
|---|---|
| Street Address | 2003 PHILLIPS TER, 12 |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-8170 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R15 |
| Legal Description | U 12 BLD 1 PH A WINDGATE CONDO |
| Legal Subdivision | WINDGATE CONDO |
| Legal Phase | A |
| Legal Block | 2 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 702703 |
Source: Anne Arundel County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2003 PHILLIPS TER, 12, ANNAPOLIS, MD 21401-8170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC |
| Jul 1, 2022 | Deed, Transfer · Conventional Mortgage MERIDIAN BANK |
| Jan 22, 2020 | Correction Deed GUARANTEED TRUST TITLE LLC, GUARANTEED TR TITLE LLC |
| Oct 15, 2019 | Grant Deed, Transfer QUICKEN LNS |
| Apr 4, 2018 | Quit Claim Deed, Transfer HOMELAND TITLE AND ESCROW LIMITED |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on Record |
| Deed Sale | Jul 1, 2022 · Amount on Record |
| Prior Sale | Jan 22, 2020 · Amount on Record |
| Deed Book / Page | 38896 / 124 |
| Prior Transfer Date | Sep 6, 2019 |
| Prior Transfer Doc | 0341050205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 2003 PHILLIPS TER UNIT 12, 12, ANNAPOLIS, MD 21401-8170 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | THE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0366260065 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 36626/65 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 1, 2022 |
| Property Address | 2003 PHILLIPS TER UNIT 12, 12, ANNAPOLIS, MD 21401-8170 |
| Document Number | 0388960124 |
| Book / Page | 38896 / 124 |
| Map Reference | MB E75PG42-44PLE3942 |
| Instrument Date | Jun 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | PERFECTION TITLE LIMITED, PERFECTION TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2003 PHILLIPS TER UNIT 12, 12, ANNAPOLIS, MD 21401-8170 |
| Document Number | 0038896132 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 38896/132 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 22, 2020 |
| Property Address | 2003 PHILLIPS TER UNIT 12, 12, ANNAPOLIS, MD 21401-8170 |
| Document Number | 0341050205 |
| Book / Page | 034105 / 000205 |
| Instrument Date | Sep 6, 2019 |
| Record Updated | Feb 17, 2020 |
| Title Company | GUARANTEED TRUST TITLE LLC, GUARANTEED TR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $275.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 2003 PHILLIPS TER #12 ANNAPOLIS MD 214018170, 12, ANNAPOLIS, MD 21401-8170 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 15, 2019 |
| Property Address | 2003 PHILLIPS TER UNIT 12, 12, ANNAPOLIS, MD 21401-8170 |
| Document Number | 0337010094 |
| Book / Page | 033701 / 000094 |
| Instrument Date | Sep 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2019 |
| Title Company | GUARANTEED TRUST TITLE LLC, GUARANTEED TR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2003 PHILLIPS TERRACE UNIL 12 ANNAPOLIS MD 21401, ANNAPOLIS, MD 21401 |
| Document Number | 337010101 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 033701/000101 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 14, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 4, 2018 |
| Property Address | 2003 PHILLIPS TER UNIT 12, 12, ANNAPOLIS, MD 21401-8170 |
| Document Number | 0319780365 |
| Book / Page | 031978 / 000365 |
| Instrument Date | Mar 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2018 |
| Title Company | HOMELAND TITLE AND ESCROW LIMITED |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 105 CRANES CROOK LN ANNAPOLIS MD 214017200, ANNAPOLIS, MD 21401-7200 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311,467 (+6.67%) | $350,400 (+2%) Land $175,200 Building $175,200 | |
| 2025 | $3,117.00 (+1.6%) Homeowner's exemption | $292,000 (+7.14%) Land $146,000 Building $146,000 | $292,000 (-) Land $146,000 Building $146,000 |
| 2024 | $3,068.00 (+3.09%) | ||
| 2023 | $2,976.00 | $272,533 | $292,000 Land $146,000 Building $146,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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