2003 Phillips Ter, Unit 6, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2003 Phillips Ter, Unit 6, Annapolis, MD 21401

Property Summary

Property TypeCondominium
Details2 ba · 1,129 sqft · built 1995
Lot Size0.026 acres (1,129 sqft)
OwnerCompany Name on Record
Last Sale$206,000 (Nov 2013)
Tax Bill$2,909 (2025)
Deeds & MortgagesDec 2023 Sale
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN02-961-90087004

Property Details

APN / Parcel Number

Primary APN02-961-90087004
Alternative APNs
  • 2-961-90087004
  • 96190087004

Interior

Full Baths2 Baths
Units13 Units
Building Area1,129 sqft Living Area
1st Floor Area1,129 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Lot Area1,129 sqft (0.026 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number96190087004
Street Address2003 PHILLIPS TER, 6
CityANNAPOLIS
StateMD
Zip21401-8169
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR15
Legal DescriptionU 6 BLD 1 PH A WINDGATE CONDO
Legal SubdivisionWINDGATE CONDO
Legal PhaseA
Legal Block2
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2006
Census Tract702703

Owner

Source: Anne Arundel County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address508 THISTLEDOWN CT, MILLERSVILLE, MD 21108-1781
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2023Deed, Transfer
Mar 3, 2022Deed, Transfer · Conventional Mortgage
BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2013 · Amount on Record
Deed SaleNov 13, 2013 · Amount on Record
Prior SaleAug 24, 2010 · Amount on Record
Deed Book / Page26825 / 19
Last Transfer DateNov 10, 2023
Transfer Doc0400980429
Record UpdatedOct 29, 2026

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateDec 5, 2023
Property Address2003 PHILLIPS TER UNIT 6, 6, ANNAPOLIS, MD 21401-8169
Document Number0400980429
Book / Page40098 / 429
Map ReferenceMB 75 FO42-44PLE3942
Instrument DateNov 10, 2023
Transaction TypeTransfer
Record UpdatedDec 21, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 THISTLEDOWN CT, MILLERSVILLE, MD 21108-1781

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMar 3, 2022
Property Address2003 PHILLIPS TER UNIT 6, 6, ANNAPOLIS, MD 21401-8169
Document Number0384320059
Book / Page38432 / 59
Map ReferenceMB 75 FO42-44PLE3942
Instrument DateFeb 1, 2021
Transaction TypeTransfer
Record UpdatedMar 16, 2022
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address508 THISTLEDOWN CT, MILLERSVILLE, MD 21108-1781

Mortgage

Document Number0384320064
DateMar 3, 2022
Book Page38432/64
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
AddressANNAPOLIS, MD 21401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,867 (+8.51%)$333,000 (+25.52%) Land $166,500 Building $166,500
2025$2,909.00 (+3.86%)$265,300 (+9.31%) Land $132,600 Building $132,700$265,300 (-) Land $132,600 Building $132,700
2024$2,801.00 (+5.7%)
2023$2,650.00$242,700$265,300 Land $132,600 Building $132,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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