Anne Arundel County property record for 2003 Phillips Ter, Unit 3, Annapolis, MD 21401
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,115 sqft · built 1995 |
| Lot Size | 0.026 acres (1,115 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $226,000 (Feb 2020) |
| Tax Bill | $2,873 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-961-90087001 |
| Primary APN | 02-961-90087001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 13 Units |
| Building Area | 1,115 sqft Living Area |
| 1st Floor Area | 1,115 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,115 sqft (0.026 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 96190087001 |
|---|---|
| Street Address | 2003 PHILLIPS TER, 3 |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-8169 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R15 |
| Legal Description | U 3 BLD 1 PH A WINDGATE CONDO |
| Legal Subdivision | WINDGATE CONDO |
| Legal Phase | A |
| Legal Block | 2 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 702703 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2003 PHILLIPS TER, 3, ANNAPOLIS, MD 21401-8169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Feb 13, 2020 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2020 · Amount on Record |
| Deed Sale | Feb 13, 2020 · Amount on Record |
| Prior Sale | Mar 11, 2016 · Amount on Record |
| Deed Book / Page | 34197 / 276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 2003 PHILLIPS TER UNIT 3, 3, ANNAPOLIS, MD 21401-8169 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Title Company | TITLE TOWN SETTLEMENTS, TITLE TOWN SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0369710449 |
|---|---|
| Date | Jun 13, 2021 |
| Book Page | 36971/449 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 13, 2020 |
| Property Address | 2003 PHILLIPS TER UNIT 3, 3, ANNAPOLIS, MD 21401-8169 |
| Document Number | 0341970276 |
| Book / Page | 34197 / 276 |
| Map Reference | MB 75 FO42-44PLE3942 |
| Instrument Date | Feb 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2003 PHILLIPS TER UNIT 3, 3, ANNAPOLIS, MD 21401-8169 |
| Document Number | 34197283 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 34197/283 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,300 (+18.62%) | $328,900 (+25.53%) Land $164,400 Building $164,500 | |
| 2025 | $2,873.00 (+9.78%) | ||
| 2023 | $2,617.00 | $239,667 | $262,000 Land $131,000 Building $131,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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