2003 Lake Dr, Smithville, MO 64089 Property Records

Clay County property record for 2003 Lake Dr, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,631 sqft · built 2006
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$139,900 (Apr 2006)
Tax Bill	$3,877 (2024)
Deeds & Mortgages	Jun 2026 Sale Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-916-00-01-018.00`

Property Details

APN / Parcel Number

Primary APN	`01-916-00-01-018.00`
Alternative APNs	`0191600010180001` `1916000101800` `243071`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,631 sqft Living Area
Gross Area	3,997 sqft
1st Floor Area	1,631 sqft
Basement Area	1,631 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	143 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Deck Area	120 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2003 LAKE DR
City	SMITHVILLE
State	MO
Zip	64089-7800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR LAKE 3RD PLAT LT 84
Legal Range	33W
Legal Township	54N
Legal Section	36
Legal Subdivision	HARBOR LAKE 3RD
Legal Lot Number	84
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1011
Census Tract	21900

Owner

2003 Lake Dr is owned and occupied by two individuals who bought it in April 2006.

Source: Clay County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2003 LAKE DR, SMITHVILLE, MO 64089-7800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 24, 2020	Deed of Trust, Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2006 · Amount on File
Deed Sale	Apr 27, 2006 · Amount on File
Deed Document Number	200617272
Deed Book / Page	5354 / 118
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jun 2, 2026
Property Address	2003 LAKE DR, SMITHVILLE, MO 64089-7800
Document Number	0000014776
Book / Page	10180 / 55
Instrument Date	May 26, 2026
Instrument	202614776
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2003 LAKE DR, SMITHVILLE, MO 64089-7800

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	2003 LAKE DR, SMITHVILLE, MO 64089-7800
Document Number	0000013319
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2003 LAKE DR SMITHVILLE MO 640897800, SMITHVILLE, MO 64089-7800

Mortgage

Document Number	0000013319
Date	Apr 30, 2020
Book Page	008664/000109
Instrument	13319

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 29, 2035

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,800	$320,000
2024	$3,877.00 (+4.53%)
2023	$3,709.00	$53,710	$282,684
2019	$3,174.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2003 Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2003 Lake Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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