2000 Lake Dr, Smithville, MO 64089 Property Records

Clay County property record for 2000 Lake Dr, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 1,579 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$628,559 (Oct 2025)
Tax Bill	$5,091 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-916-00-01-036.00`

Property Details

APN / Parcel Number

Primary APN	`01-916-00-01-036.00`
Alternative APNs	`0191600010360001` `1916000103600` `311301`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,579 sqft Living Area
Gross Area	3,914 sqft
1st Floor Area	1,579 sqft
Basement Area	1,552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	138 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Deck Area	132 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2000 LAKE DR
City	SMITHVILLE
State	MO
Zip	64089-7800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR LAKE 3RD PLAT LT 66
Legal Range	33W
Legal Township	54N
Legal Section	36
Legal Subdivision	HARBOR LAKE 3RD
Legal Lot Number	66
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	1
Census Block	1011
Census Tract	21900

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2000 LAKE DR, SMITHVILLE, MO 64089-7800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING INC
Sep 9, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 3, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Sep 9, 2021 · Amount on Record
Deed Document Number	202526766
Deed Book / Page	10033 / 8
Prior Transfer Date	Oct 5, 2005
Prior Transfer Doc	0000048753
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Oct 16, 2025
Property Address	2000 LAKE DR, SMITHVILLE, MO 64089-7800
Document Number	0000026766
Book / Page	10033 / 8
Instrument Date	Oct 14, 2025
Instrument	2025026766
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14300 NW 60TH CT, PARKVILLE, MO 64152-4019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 LAKE DR, SMITHVILLE, MO 64089-7800

Mortgage

Document Number	0000027049
Date	Oct 16, 2025
Instrument	2025027049

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Sep 9, 2021
Property Address	2000 LAKE DR, SMITHVILLE, MO 64089-7800
Document Number	0000039048
Book / Page	9169 / 12
Instrument Date	Aug 5, 2021
Instrument	2021039048
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 LAKE DR, SMITHVILLE, MO 64089-7800

Mortgage

Document Number	0000039049
Date	Sep 9, 2021
Instrument	2021039049

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jun 3, 2019
Property Address	2000 LAKE DR, SMITHVILLE, MO 64089-7800
Document Number	0000014139
Book / Page	008423 / 000072
Instrument Date	May 23, 2019
Instrument	14139
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2000 LAKE DR SMITHVILLE MO 640897800, SMITHVILLE, MO 64089-7800

Mortgage

Document Number	14140
Date	Jun 3, 2019
Book Page	008423/000073
Instrument	14140

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,091.00 (+18.42%)	$71,540 (+14.91%)	$376,526 (+14.91%)
2023	$4,299.00 (+17.33%)	$62,260	$327,684
2019	$3,664.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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