Clay County property record for 2002 Lake Dr, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,210 sqft · built 2005 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,579 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-916-00-01-035.00 |
| Primary APN | 01-916-00-01-035.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| Gross Area | 2,570 sqft |
| 1st Floor Area | 1,210 sqft |
| Basement Area | 554 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 137 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 806 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2002 LAKE DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-7800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR LAKE 3RD PLAT LT 67 |
| Legal Range | 33W |
| Legal Township | 54N |
| Legal Section | 36 |
| Legal Subdivision | HARBOR LAKE 3RD |
| Legal Lot Number | 67 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21900 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2002 LAKE DR, SMITHVILLE, MO 64089-7800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU |
| Dec 13, 2021 | Warranty Deed, Transfer ALLIANCE TITLE |
| Dec 10, 2021 | Warranty Deed, Transfer ALLIANCE TITLE |
| Jun 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Mar 31, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2025 |
| Deed Sale | May 19, 2025 |
| Prior Sale | Dec 13, 2021 |
| Deed Document Number | 202511802 |
| Deed Book / Page | 9938 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 2002 LAKE DR, SMITHVILLE, MO 64089-7800 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | STEWART |
| Name | Verified Name |
|---|---|
| Address | 5008 NW 57TH PL, KANSAS CITY, MO 64151-4648 |
| Document Number | 0000053271 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 9257/98 |
| Instrument | 2021053271 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Dec 13, 2021 |
| Property Address | 2002 LAKE DR, SMITHVILLE, MO 64089-7800 |
| Document Number | 0000053175 |
| Book / Page | 9257 / 2 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2021053175 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ALLIANCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2002 LAKE DR, SMITHVILLE, MO 64089-7800 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Dec 10, 2021 |
| Property Address | 2002 LAKE DR, SMITHVILLE, MO 64089-7800 |
| Document Number | 0000052908 |
| Book / Page | 9255 / 63 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 2021052908 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ALLIANCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2002 LAKE DR, SMITHVILLE, MO 64089-7800 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jun 4, 2019 |
| Property Address | 2002 LAKE DR, SMITHVILLE, MO 64089-7800 |
| Document Number | 0000014328 |
| Book / Page | 8424 / 105 |
| Instrument Date | May 6, 2019 |
| Instrument | 2019014328 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | SECURED TITLE OF KANSAS CITY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2002 LAKE DR, SMITHVILLE, MO 64089-7800 |
| Document Number | 0000014330 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 2019014330 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 2002 LAKE DR, SMITHVILLE, MO 64089-7800 |
| Document Number | 0000011001 |
| Book / Page | 007937 / 000136 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Title Company | DRI TITLE AND ESCROW, DRI TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2002 LAKE DR SMITHVILLE MO 640897800, SMITHVILLE, MO 64089-7800 |
| Document Number | 0000011001 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 007937/000136 |
| Instrument | 11001 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | LIBERTY, MO 64068-2296 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 6, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,579.00 (+18.39%) | $50,290 (+14.87%) | $264,684 (+14.87%) |
| 2023 | $3,023.00 (+16.14%) | $43,780 | $230,421 |
| 2019 | $2,603.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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