20028 Elfin Forest Rd, Escondido, CA 92029 Property Records

San Diego County property record for 20028 Elfin Forest Rd, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,320 sqft · built 2005
Lot Size	2.76 acres (120,225 sqft)
Owner	2 Company Names on Record
Last Sale	$1,700,000 (Apr 2021)
Tax Bill	$5,099 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`264-443-05-00`

Property Details

APN / Parcel Number

Primary APN	`264-443-05-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	3,320 sqft Living Area

Exterior

Year Built	Built 2005
Lot Area	120,225 sqft (2.76 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	20028 ELFIN FOREST RD
City	ESCONDIDO
State	CA
Zip	92029-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1:SINGLE FAM-RES
Legal Description	PM14794 PAR 2
Legal Tract	1014794
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1023
Census Tract	17112

Owner

Source: San Diego County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	20028 ELFIN FOREST RD, ESCONDIDO, CA 92029-4706
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 28, 2022	Deed of Trust, Mortgage · SBA Mortgage HOMESTREET BANK
Sep 8, 2021	Intrafamily Transfer, Transfer
Apr 16, 2021	Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK
Aug 24, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Apr 16, 2021 · Amount on Record
Deed Document Number	0000297957
Last Transfer Date	Sep 8, 2021
Transfer Doc	0000636118
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	20028 ELFIN FOREST RD, ESCONDIDO, CA 92029-4706
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20028 ELFIN FOREST RD, ESCONDIDO, CA 92029-4706

Mortgage

Document Number	0000524753
Date	Sep 9, 2020
Instrument	2020-0524753

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	20028 ELFIN FOREST RD, ESCONDIDO, CA 92029-4706
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20028 ELFIN FOREST RD, ESCONDIDO, CA 92029-4706

Mortgage

Document Number	0000041889
Date	Jan 28, 2022
Instrument	2022-0041889

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2021
Property Address	20028 ELFIN FOREST RD, ESCONDIDO, CA 92029-4706
Document Number	0000636118
Instrument Date	Aug 26, 2021
Instrument	2021-0636118
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20028 ELFIN FOREST RD, ESCONDIDO, CA 92029-4706

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2021
Property Address	20028 ELFIN FOREST RD, ESCONDIDO, CA 92029-4706
Document Number	0000297957
Instrument Date	Mar 24, 2021
Instrument	2021-0297957
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20028 ELFIN FOREST RD, ESCONDIDO, CA 92029-4706

Mortgage

Document Number	0000297958
Date	Apr 16, 2021
Instrument	2021-0297958

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Mortgage

Document Number	0000297959
Date	Apr 16, 2021
Instrument	2021-0297959

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	20028 ELFIN FOREST RD, ESCONDIDO, CA 92029-4706
Document Number	0000372365
Instrument Date	Aug 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20028 ELFIN FOREST RD ESCONDIDO CA 920294706, ESCONDIDO, CA 92029-4706

Mortgage

Document Number	0000372365
Date	Aug 29, 2019
Instrument	372365

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,099.00 (+4.77%)	$357,976 (+4.04%) Land $230,388 Building $127,588
2023	$4,867.00 (+8.91%)	$344,078 Land $221,443 Building $122,635
2022	$4,469.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Elfin Forest Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures