20020 Elfin Forest Rd, Escondido, CA 92029 Property Records

San Diego County property record for 20020 Elfin Forest Rd, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,498 sqft · built 1990
Lot Size	2.66 acres (115,869 sqft)
Owner	2 Owner Names on File
Last Sale	$825,000 (Sep 2011)
Tax Bill	$12,926 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`264-443-06-00`

Property Details

APN / Parcel Number

Primary APN	`264-443-06-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	2,498 sqft Living Area

Exterior

Year Built	Built 1990
Lot Area	115,869 sqft (2.66 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	20020 ELFIN FOREST RD
City	ESCONDIDO
State	CA
Zip	92029-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1:SINGLE FAM-RES
Legal Description	PM14794 PAR 3
Legal Tract	1014794
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1023
Census Tract	17112

Owner

The current owner of 20020 Elfin Forest Rd bought it in September 2011.

Source: San Diego County records, as of October 6, 2025

Owner of Record	2 Owner Names on File
Mailing Address	20020 ELFIN FOREST RD, ESCONDIDO, CA 92029-4706
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP
May 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2011 · Amount on File
Deed Sale	Sep 9, 2011 · Amount on File
Prior Sale	Aug 31, 1999 · Amount on File
Deed Document Number	466987
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	20020 ELFIN FOREST RD, ESCONDIDO, CA 92029-4706
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	OTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20020 ELFIN FOREST RD, ESCONDIDO, CA 92029-4706

Mortgage

Document Number	0000112255
Date	Feb 12, 2021
Instrument	2021-0112255

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	20020 ELFIN FOREST RD, ESCONDIDO, CA 92029-4706
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20020 ELFIN FOREST RD, ESCONDIDO, CA 92029-4706

Mortgage

Document Number	0000203576
Date	May 11, 2022
Instrument	2022-0203576

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 20020 Elfin Forest Rd was $12,926 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,926.00 Homeowner's exemption	$1,084,257 Land $640,583 Building $443,674
2023	$12,335.00 (+2.06%) Homeowner's exemption	$1,042,156 Land $615,709 Building $426,447
2022	$12,086.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20020 Elfin Forest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20020 Elfin Forest Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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