1609 E 8th St, Panama City, FL 32401 Property Records

Bay County property record for 1609 E 8th St, Panama City, FL 32401

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba
Lot Size	0.401 acres (17,468 sqft)
Owner	Individual Name on Record
Last Sale	$14,500 (May 2023)
Tax Bill	$570 (2025)
Deeds & Mortgages	May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`15966-000-000`

Property Details

APN / Parcel Number

Primary APN	`15966-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story

Exterior

Lot Area	17,468 sqft (0.401 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Fence	Fence

Location & Zoning

Street Address	1609 E 8TH ST
City	PANAMA CITY
State	FL
Zip	32401-4215
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PC03
Legal Description	3 4S 14W-153-105A3 BEG 230' S OF NW COR OF NE1/4 OF NE1/4 OF SW1/4 OF SW1/4 E 150' S 100' W
Legal Range	14W
Legal Township	04S
Legal Section	03
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2042
Census Tract	1700

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1608 E 9TH ST, PANAMA CITY, FL 32401-4545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Deed Document Number	2023033294
Deed Book / Page	4693 / 2122
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 31, 2023
Property Address	1609 E 8TH ST, PANAMA CITY, FL 32401-4215
Document Number	0046932122
Book / Page	4693 / 2122
Instrument Date	May 30, 2023
Instrument	2023033294
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	ANCHOR TITLE COMPANY, ANCHOR TITLE CO

Transaction

Amount	Amount Recorded
Tax	$101.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 LAKE MERIAL TRL, PANAMA CITY, FL 32409-4518

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1608 E 8TH ST, P C BEACH, FL 32401-4216
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$570.00 (-8.21%)	$36,918 (+28.89%) Land $36,917 Building $1	$36,918 (+28.89%) Land $36,917 Building $1
2023	$621.00 (+11.09%)	$28,643 (+17.8%) Land $28,642 Building $1	$28,643 (+17.8%) Land $28,642 Building $1
2022	$559.00	$24,315 Land $24,314 Building $1	$24,315 Land $24,314 Building $1

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1983–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20