Hamilton County property record for 2002 Cooley St, Chattanooga, TN 37406
| Property Type | Duplex |
|---|---|
| Details | 4 ba · 1,513 sqft · built 1960 |
| Lot Size | 0.152 acres (6,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $121,400 (Jan 2021) |
| Tax Bill | $546 (2025) |
| Deeds & Mortgages | Jan 2021 Second Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 136N L 007 |
| Primary APN | 136N L 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,513 sqft Total Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,625 sqft (0.152 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000063593 |
|---|---|
| Street Address | 2002 COOLEY ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-4203 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LT 2 BLK 22 MISSIONARY HEIGHTS PB 5 PG 29 |
| Legal Subdivision | MISSIONARY HEIGHTS |
| Legal Block | 22 |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4435 POWDERMILL ESTATES RD, SEVIERVILLE, TN 37876-9013 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD ENTERPRISE INC |
| Nov 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 22, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNION HOME MORTGAGE CORP |
| Nov 6, 2018 | Deed of Trust, Mortgage SIMPLYBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on Record |
| Deed Sale | Jan 22, 2021 · Amount on Record |
| Prior Sale | Nov 8, 2002 |
| Deed Document Number | 2021012200225 |
| Deed Book / Page | 12325 / 604 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2002 COOLEY ST, CHATTANOOGA, TN 37406-4203 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000000347 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 12330/292 |
| Instrument | 2021012600347 |
| Name | NEIGHBORHOOD ENTERPRISE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHATTANOOGA, TN 37408 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2002 COOLEY ST, CHATTANOOGA, TN 37406-4203 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2002 COOLEY ST, CHATTANOOGA, TN 37406-4203 |
| Document Number | 0000000047 |
|---|---|
| Date | Nov 11, 2022 |
| Book Page | 13141/130 |
| Instrument | 2022111100047 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 22, 2021 |
| Property Address | 2002 COOLEY ST, CHATTANOOGA, TN 37406-4203 |
| Document Number | 0000000225 |
| Book / Page | 12325 / 604 |
| Map Reference | MB 5 PG 29 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 2021012200225 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $449.18 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4435 POWDERMILL ESTATES RD, SEVIERVILLE, TN 37876-9013 |
| Document Number | 0012325606 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 12325/606 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2002 COOLEY ST, CHATTANOOGA, TN 37406-4203 |
| Document Number | 1108000081 |
| Instrument Date | Nov 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2018 |
| Title Company | TITLE INSURANCE COMPANY/DAYTON, TITLE INS CO/DAYTON |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2002 COOLEY ST CHATTANOOGA TN 374064203, CHATTANOOGA, TN 37406-4203 |
| Document Number | 1108000081 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 011497/000477 |
| Instrument | 181108000081 |
| Name | SIMPLYBANK |
|---|---|
| Address | DAYTON, TN 37321 |
| Amount | Amount Recorded |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $546.00 (-5.04%) | $36,075 (+40.23%) | $144,300 (+40.23%) Land $20,000 Building $124,300 |
| 2024 | $575.00 | $25,725 (-) | $102,900 (-) Land $10,000 Building $92,900 |
| 2023 | $575.00 | $25,725 (-) | $102,900 (-) Land $10,000 Building $92,900 |
| 2022 | $575.00 | $25,725 | $102,900 Land $10,000 Building $92,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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