2005 Cooley St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2005 Cooley St, Chattanooga, TN 37406

Property Summary

Property TypeVacant Land
Details1,366 sqft · built 1938
Lot Size0.304 acres (13,250 sqft)
OwnerCompany Name on Record
Tax Bill$75 (2025)
Deeds & MortgagesJun 2020 Mortgage
Nov 2019 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN136N K 018

Property Details

APN / Parcel Number

Primary APN136N K 018
Alternative APN
  • 63577

Interior

Stories1 Story
Building Area1,366 sqft

Exterior

Year BuiltBuilt 1938
Lot Area13,250 sqft (0.304 acres)
Lot Dimensions132 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number63577
Street Address2005 COOLEY ST
CityCHATTANOOGA
StateTN
Zip37406-4204
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeR2
Legal DescriptionLT 18 BLK 21 MISSIONARY HEIGHTS PB 5 PG 29
Legal SubdivisionMISSIONARY HEIGHTS
Legal Block21
Legal Lot Number18 19
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1005
Census Tract400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 111351, NASHVILLE, TN 37222-1351
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2020Deed of Trust, Mortgage
RELIANT BK
Nov 26, 2019Warranty Deed, Construction Loan · Construction Mortgage
SCOTT THOMAS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2019
Deed SaleOct 31, 2019
Deed Document Number0011831432
Prior Transfer DateJul 5, 2001
Prior Transfer Doc2001070500217
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2005 COOLEY ST, CHATTANOOGA, TN 37406-4204
Document Number0624000069
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address517 CATHY JO CIR NASHVILLE TN 372113233, NASHVILLE, TN 37211-3233

Mortgage

Document Number0624000069
DateJun 24, 2020
Book Page012047/000284
Instrument200624000069
Lender
NameRELIANT BK
TypeBank
AddressBRENTWOOD, TN 37027
Agreement
AmountAmount Recorded
Term84 Months
DueJun 23, 2027

November 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 26, 2019
Property Address2005 COOLEY ST, CHATTANOOGA, TN 37406-4204
Document Number1126000093
Book / Page011831 / 000432
Instrument DateOct 31, 2019
Instrument191126000093
Transaction TypeConstruction Loan
Record UpdatedDec 20, 2019
Title CompanyGREATER NASHVILLE TITLE

Transaction

AmountAmount Recorded
Tax$125.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 11531 NASHVILLE TN 37222, NASHVILLE, TN 37222

Mortgage

Document Number1126000094
DateNov 26, 2019
Book Page011831/000436
Instrument191126000094
Lender
NameSCOTT THOMAS
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 25, 2020

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$75.00 (+82.93%)$5,000 (+166.67%)$20,000 (+166.67%) Land $20,000
2024$41.00$1,875 (-)$7,500 (-) Land $7,500
2023$41.00$1,875 (-)$7,500 (-) Land $7,500
2022$41.00$1,875$7,500 Land $7,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimMar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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