1906 Cooley St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 1906 Cooley St, Chattanooga, TN 37406

Property Summary

Property TypeDuplex
Details3 ba · 1,428 sqft · built 1935
Lot Size0.151 acres (6,587 sqft)
Owner2 Individual Names on File
Last Sale$9,800 (Apr 2012)
Tax Bill$1,484 (2025)
Flood ZoneZone X (minimal risk)
APN136N L 002

Property Details

APN / Parcel Number

Primary APN136N L 002
Alternative APN
  • 0000063588

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,428 sqft Total Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1968
Architectural StyleDuplex Single
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area6,587 sqft (0.151 acres)
Lot Dimensions132 ft deep x 46 ft wide

Utilities, Heating & Cooling

Heating SystemGravity Furnace
SewerConnected

Location & Zoning

Account Number0000063588
Street Address1906 COOLEY ST
CityCHATTANOOGA
StateTN
Zip37406-4201
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal DescriptionPT LT 1 BLK 29 MISSIONARY HEIGHTS PB5 PG29
Legal SubdivisionMISSIONARY HEIGHTS
Legal Block29
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1007
Census Tract400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1906 Cooley St, a duplex, is owned by two individuals who bought it in April 2012.

Source: Hamilton County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address4667 PRESERVE DR, CHATTANOOGA, TN 37416-6117
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2012 · Amount on File
Deed SaleApr 27, 2012 · Amount on File
Prior SaleNov 17, 2004 · Amount on File
Deed Document Number2012171
Deed Book / Page9630 / 538
Prior Transfer DateApr 26, 2012
Prior Transfer Doc0000000171
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1906 Cooley St was $1,484, up 200.4% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,484.00 (+200.4%)$97,920 (+343.48%)$244,800 (+343.48%) Land $20,000 Building $224,800
2024$494.00$22,080 (-)$55,200 (-) Land $10,000 Building $45,200
2023$494.00$22,080 (-)$55,200 (-) Land $10,000 Building $45,200
2022$494.00$22,080$55,200 Land $10,000 Building $45,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1906 Cooley St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimMar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1906 Cooley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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