20014 Gemstone Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 20014 Gemstone Dr, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	8,495 sqft
Lot Size	1.6 acres (70,001 sqft)
Owner	Individual Name on File
Last Sale	$2,014,950 (Apr 2022)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5275-00-00100`

Property Details

APN / Parcel Number

Primary APN	`5275-00-00100`
Alternative APN	`R250711`

Interior

Stories	2 Stories
Building Area	8,495 sqft Living Area
Gross Area	9,799 sqft
1st Floor Area	3,738 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	70,001 sqft
Garage Type	Attached
Garage Area	1,304 sqft
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20014 GEMSTONE DR
City	MONTGOMERY
State	TX
Zip	77356-3258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	S527500 - GEMSTONE ESTATES, BLOCK 1, LOT 1
Legal Subdivision	GEMSTONE ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1001
Census Tract	694303

Owner

20014 Gemstone Dr is owned by an individual who bought it in April 2022.

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	13308 BROADMEADE AVE, AUSTIN, TX 78729-1947
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Jul 17, 2018	Warranty Deed, Transfer TEXAS DOW EMP CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Document Number	202254924
Prior Transfer Date	Apr 26, 2022
Prior Transfer Doc	0000054924
Record Updated	Oct 29, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 29, 2022
Property Address	20014 GEMSTONE DR, MONTGOMERY, TX 77356-3258
Document Number	0000054924
Map Reference	CAB I SH 122
Instrument Date	Apr 26, 2022
Instrument	2022054924
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13707 FOUNTAINVIEW DR, 13707, MONTGOMERY, TX 77356-8514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13308 BROADMEADE AVE, AUSTIN, TX 78729-1947

Mortgage

Document Number	0000054925
Date	Apr 29, 2022
Instrument	2022054925

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	May 1, 2053

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 17, 2018
Property Address	20014 GEMSTONE DR, MONTGOMERY, TX 77356-3258
Document Number	0000068293
Instrument Date	Jul 16, 2018
Instrument	68293
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1012 CATANIA LN LEAGUE CITY TX 775731402, LEAGUE CITY, TX 77573-1402

Mortgage

Document Number	68294
Date	Jul 17, 2018
Instrument	68294

Lender

Name	TEXAS DOW EMP CU
Type	Credit Union
Address	LAKE JACKSON, TX 77566

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jul 16, 2043

Interest

Rate Type	Adjustable Rate
Rate	7.25%

Tax Assessment & Valuation

The 2025 property tax bill for 20014 Gemstone Dr was $1,550, down 0.3% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,897,334 (+2,918.06%) Land $96,000 Building $2,801,334	$2,897,334 (+2,918.06%) Land $96,000 Building $2,801,334
2025	$1,550.00 (-0.32%)	$96,000 (-) Land $96,000	$96,000 (-) Land $96,000
2024	$1,555.00 (+3.32%)	$96,000 (-) Land $96,000	$96,000 (-) Land $96,000
2023	$1,505.00	$96,000 Land $96,000	$96,000 Land $96,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20014 Gemstone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20014 Gemstone Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND HARBOR WATER SYSTEM private · serves 2,370 people · EPA ID TX1700643
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gemstone Dr

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