19974 Gemstone Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 19974 Gemstone Dr, Montgomery, TX 77356 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,517 sqft · built 2004
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Tax Bill$12,305 (2024)
Deeds & MortgagesJul 2022 Mortgage
Dec 2022 Document
+ 1 more
Flood ZoneZone X (minimal risk)
APN5275-00-01100

Property Details

APN / Parcel Number

Primary APN5275-00-01100
Alternative APN
  • R250721

Interior

Full Baths3 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area3,517 sqft Living Area
1st Floor Area2,295 sqft
2nd Floor Area1,222 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeStone
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area114 sqft
Canopy96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR250721
Street Address19974 GEMSTONE DR
CityMONTGOMERY
StateTX
Zip77356-4937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS527500 - GEMSTONE ESTATES, BLOCK 1, LOT 10, 11, ACRES 2
Legal SubdivisionGEMSTONE ACRES
Legal Block1
Legal Lot Number10,11 11
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group1
Census Block1001
Census Tract694303

Owner

Source: Montgomery County records · APN 5275-00-01100

Assessment roll updated July 25, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address19974 GEMSTONE DR, MONTGOMERY, TX 77356-4937
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 19, 2022
Dec 19, 2022

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2022
Deed SaleDec 19, 2022
Prior SaleDec 19, 2022
Deed Document Number2022147160
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address19974 GEMSTONE DR, MONTGOMERY, TX 77356-4937
Transaction TypeMortgage
Record UpdatedDec 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000090844
DateJul 20, 2022
Instrument2022090844
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2037

December 2022:

JurisdictionMONTGOMERY TX
Recording DateDec 19, 2022
Property Address19974 GEMSTONE DR, MONTGOMERY, TX 77356-4937
Document Number0000147160
Map ReferenceCAB I SH 122
Instrument DateOct 01, 2022
Instrument2022147160
Record UpdatedDec 30, 2022

Transferred From (Grantor/Seller)

NameVerified Name
Address3310 LONGFELLOW CIR, MONTGOMERY, TX 77356-7954

Transferred To (Grantee/Buyer)

NameVerified Name
Address19974 GEMSTONE DR, MONTGOMERY, TX 77356-4937

December 2022:

JurisdictionMONTGOMERY TX
Recording DateDec 19, 2022
Property Address19974 GEMSTONE DR, MONTGOMERY, TX 77356-4937
Document Number0000147159
Map ReferenceCAB I SH 122
Instrument DateOct 01, 2022
Instrument2022147159
Record UpdatedDec 30, 2022

Transferred From (Grantor/Seller)

NameVerified Name
Address3310 LONGFELLOW CIR, MONTGOMERY, TX 77356-7954

Transferred To (Grantee/Buyer)

NameVerified Name
Address19974 GEMSTONE DR, MONTGOMERY, TX 77356-4937

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictMontgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$950,000 (+7.38%) Land $208,000 Building $742,000$950,000 (+7.38%) Land $208,000 Building $742,000
2024$12,305.00 (-9.93%) Homeowner's exemption$884,736 (+1.55%) Land $208,000 Building $676,736$884,736 (+1.55%) Land $208,000 Building $676,736
2023$13,662.00 Homeowner's exemption$871,260 Land $208,000 Building $663,260$871,260 Land $208,000 Building $663,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396943031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 80 individual NFIP policies nearby
Nearby Flood Policies80 in force
Nearby Flood Claims2 (2017–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2018, other causes

Wildfire

Wildfire RiskModerate
above 46% of the US · above 19% of Texas
Wildfire LikelihoodAbout 1 in 1,389 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TachusFiber8,000 / 8,000
Optimum CommunicationsCable940 / 35
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gemstone Dr

Nearby Streets

Search Property Records by Address or Parcel Number