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19977 Gemstone Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 19977 Gemstone Dr, Montgomery, TX 77356

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,092 sqft · built 2005
Lot Size1.42 acres (62,073 sqft)
Owner2 Individual Names on File
Tax Bill$9,191 (2025)
Deeds & MortgagesMay 2021 Sale
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN5275-00-03100

Property Details

APN / Parcel Number

Primary APN5275-00-03100
Alternative APN
  • R250741

Interior

Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area3,092 sqft Living Area
Gross Area4,934 sqft
1st Floor Area2,756 sqft
2nd Floor Area336 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area62,073 sqft
View / LotFront
Garage TypeAttached
Garage Area1,842 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area1,102 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address19977 GEMSTONE DR
CityMONTGOMERY
StateTX
Zip77356-4936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
Legal DescriptionS527500 - GEMSTONE ESTATES, BLOCK 2, LOT 3-B, 4
Legal SubdivisionGEMSTONE ESTATES
Legal Block2
Legal Lot Number3-B
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group1
Census Block1001
Census Tract694303

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address19977 GEMSTONE DR, MONTGOMERY, TX 77356-4936
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE
Jul 17, 2020Deed of Trust, Transfer
CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2024
Deed SaleFeb 15, 2024
Prior SaleMay 20, 2021
Deed Document Number202414321
Prior Transfer DateFeb 15, 2005
Prior Transfer Doc0000017876
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateMay 20, 2021
Property Address19977 GEMSTONE DR, MONTGOMERY, TX 77356-4936
Document Number0000069024
Map ReferenceCAB I SH 122
Instrument DateMay 19, 2021
Instrument2021069024
Transaction TypeTransfer
Record UpdatedSep 5, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19977 GEMSTONE DR, MONTGOMERY, TX 77356-4936

July 2020: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address19977 GEMSTONE DR, MONTGOMERY, TX 77356-4936
Document Number0000077645
Instrument DateJul 17, 2020
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Intrafamily Transfer

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19977 GEMSTONE DR MONTGOMERY TX 773564936, MONTGOMERY, TX 77356-4936

Mortgage

Document Number0000077645
DateJul 27, 2020
Instrument77645
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
AmountAmount on Record
Term360 Months
DueJul 26, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictMontgomery Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$728,621 (+2.68%) Land $71,250 Building $657,371$728,621 (+2.68%) Land $71,250 Building $657,371
2025$9,191.00 (-9.39%) Homeowner's exemption$709,574 (+13.31%) Land $71,250 Building $638,324$709,574 (+13.31%) Land $71,250 Building $638,324
2024$10,144.00 (+0.85%)$626,215 (-2.39%) Land $11,250 Building $614,965$626,215 (-2.39%) Land $11,250 Building $614,965
2023$10,059.00 Homeowner's exemption Senior Citizen's exemption$641,520 Land $27,340 Building $614,180$641,520 Land $27,340 Building $614,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 80 policies
Nearby Flood Policies80 in force
Nearby Flood Claims2 (2017–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND HARBOR WATER SYSTEM
private · serves 2,370 people · EPA ID TX1700643
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber		8,000 / 8,000
Optimum
Cable		940 / 35
Starlink
Satellite		280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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