Lorain County property record for 1908 W 38th St, Lorain, OH 44053 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1964 |
| Square Footage | 1,144 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2026) |
| Tax Bill | $1,970.00 (2024) |
Source: Lorain County records · APN 02-02-014-109-004
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2655 CAMINO DEL RIO N, 100, SAN DIEGO, CA 92108-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 21, 2022 | Deed of Trust, Mortgage DOLLAR BANK FSB |
| Nov 28, 2023 | Deed of Trust, Mortgage · Line of Credit DOLLAR BANK FSB |
| Jun 15, 2021 | Deed of Trust, Mortgage · Commercial Mortgage DOLLAR BANK FSB |
| Dec 09, 2024 | Deed of Trust, Mortgage · Commercial Mortgage DOLLAR BANK FSB |
| Feb 25, 2026 | Survivorship Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Aug 13, 2020 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage LENDUS LLC |
| Mar 06, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on Record |
| Deed Sale | Feb 25, 2026 · Amount on Record |
| Prior Sale | Aug 13, 2020 · Amount on Record |
| Deed Doc Number | 202686076 |
| Prior Transfer Date | Feb 13, 2020 |
| Prior Transfer Doc | 0000752013 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1908 W 38TH ST, LORAIN, OH 44053-2529 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1908 W 38TH ST, LORAIN, OH 44053-2529 |
| Document Number | 0000892226 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 2022-0892226 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1908 W 38TH ST, LORAIN, OH 44053-2529 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1908 W 38TH ST, LORAIN, OH 44053-2529 |
| Document Number | 0000936956 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 2023-0936956 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1908 W 38TH ST, LORAIN, OH 44053-2529 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000823262 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021-0823262 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JEFFERSON, MA 01522 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1908 W 38TH ST, LORAIN, OH 44053-2529 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1908 W 38TH ST, LORAIN, OH 44053-2529 |
| Document Number | 0000036023 |
|---|---|
| Date | Dec 09, 2024 |
| Instrument | 2024-0036023 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 25, 2026 |
| Property Address | 1908 W 38TH ST, LORAIN, OH 44053-2529 |
| Document Number | 0000086076 |
| Map Reference | VOL 22 PG 71 |
| Instrument Date | Feb 22, 2026 |
| Instrument | 2026-0086076 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 2655 CAMINO DEL RIO N STE 100, 100, SAN DIEGO, CA 92108-1633 |
| Document Number | 0000086077 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026-0086077 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 13, 2020 |
| Property Address | 1908 W 38TH ST, LORAIN, OH 44053-2529 |
| Document Number | 0000773859 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 773859 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO. |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1908 W 38TH ST LORAIN OH 440532529, LORAIN, OH 44053-2529 |
| Document Number | 773860 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 773860 |
| Name | LENDUS LLC |
|---|---|
| Address | ALAMO, CA 94507 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 06, 2020 |
| Property Address | 1908 W 38TH ST, LORAIN, OH 44053-2529 |
| Document Number | 0000752013 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 752013 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1355 WOODACRES AVE CANTON OH 447201262, CANTON, OH 44720-1262 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,827.00 (-7.26%) Homeowner's exemption | $47,780 (+0.02%) Land $10,610 Building $37,170 | $136,490 (-) Land $30,300 Building $106,190 |
| 2024 | $1,970.00 (-2.57%) | $47,772 (+21.66%) Land $10,605 Building $37,167 | $136,490 (+21.66%) Land $30,300 Building $106,190 |
| 2023 | $2,022.00 (+0.9%) | $39,267 (+0.02%) Land $10,504 Building $28,763 | $112,190 (-) Land $30,010 Building $82,180 |
| 2022 | $2,004.00 | $39,260 Land $10,500 Building $28,760 | |
| 2021 | $112,190 Land $30,010 Building $82,180 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 02-02-014-109-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 1,576 sqft Gross Area |
| 1st Floor | 1,144 sqft 1st Floor |
| Basement Area | 1,144 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 152 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 432 sqft Garage |
| Patio Area | 216 sqft Patio |
| Porch Area | 102 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1908 W 38TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-2529 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AMELIA MEADOWS 74.95 X 152 |
| Legal Subdivision | AMELIA MEADOWS |
| Legal Tract | 02 |
| Legal Block | 109 |
| Legal Lot Number | 24 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 23400 |
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