20009 Colony Point Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20009 Colony Point Ln, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,323 sqft · built 2008
Lot Size	0.589 acres (25,678 sqft)
Owner	Individual Name on Record
Last Sale	$990,000 (Oct 2017)
Tax Bill	$13,845 (2023)
Deeds & Mortgages	Mar 2018 Mortgage Oct 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-134-21`

Property Details

APN / Parcel Number

Primary APN	`001-134-21`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,323 sqft Heated Area
Gross Area	6,172 sqft
1st Floor Area	1,901 sqft
Upper Floors Area	1,469 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	25,678 sqft (0.589 acres)
Garage Area	335 sqft
Porch	Porch
Porch Area	735 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-134-21
Street Address	20009 COLONY POINT LN
City	CORNELIUS
State	NC
Zip	28031-7059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L22 &P23 M15-47
Legal Subdivision	NORMAN COLONY
Legal Lot Number	22
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2002
Census Tract	6217

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20009 COLONY POINT LN, CORNELIUS, NC 28031-7059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Oct 2, 2017	Warranty Deed, Transfer · Line of Credit PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2017 · Amount on Record
Deed Sale	Oct 2, 2017 · Amount on Record
Prior Sale	Apr 1, 2002 · Amount on Record
Deed Document Number	0003216780
Deed Book / Page	32167 / 80
Record Updated	Jun 7, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20009 COLONY POINT LN, CORNELIUS, NC 28031-7059
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028483
Date	Mar 12, 2018
Book Page	32521/303
Instrument	2018028483

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 2, 2017
Property Address	20009 COLONY POINT LN, CORNELIUS, NC 28031-7059
Document Number	0000133642
Book / Page	32167 / 080
Map Reference	MB15 PG47
Instrument Date	Sep 26, 2017
Instrument	2017133642
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22416 TORRENCE CHAPEL RD, 22416, CORNELIUS, NC 28031-6793

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20009 COLONY POINT LN, CORNELIUS, NC 28031-7059

Mortgage

Document Number	0000133643
Date	Oct 2, 2017
Instrument	2017133643

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 2, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Colony Point Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures