20120 Colony Point Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20120 Colony Point Ln, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,915 sqft · built 2001
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Aug 2026)
Tax Bill	$2,860 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-133-76`

Property Details

APN / Parcel Number

Primary APN	`001-133-76`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,915 sqft Living Area
1st Floor Area	1,915 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Wood
Lot Area	16,553 sqft (0.38 acres)
Garage Area	466 sqft
Porch	Finished/Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20120 COLONY POINT LN
City	CORNELIUS
State	NC
Zip	28031-7060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L42 M29-206
Legal Subdivision	MCKENZIE PLACE MAP 02
Legal Block	3
Legal Lot Number	42
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1010
Census Tract	6217

Owner

20120 Colony Point Ln is owned and occupied by two individuals who bought it in August 2026.

Source: Mecklenburg County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20120 COLONY POINT LN, CORNELIUS, NC 28031-7060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 31, 2020	Deed of Trust, Mortgage · Line of Credit HOMETRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Prior Sale	Aug 27, 2020 · Amount on File
Deed Document Number	202690244
Deed Book / Page	40662 / 925
Prior Transfer Date	Oct 17, 2007
Prior Transfer Doc	0000218647
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 20, 2026
Property Address	20120 COLONY POINT LN, CORNELIUS, NC 28031-7060
Document Number	0000090244
Book / Page	40662 / 925
Instrument Date	Aug 5, 2026
Instrument	202690244
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20120 COLONY POINT LN, CORNELIUS, NC 28031-7060

Mortgage

Document Number	0000090245,
Date	Aug 20, 2026
Instrument	202690245

Lender

Name	DAS ACQUISITION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 27, 2020
Property Address	20120 COLONY POINT LN, CORNELIUS, NC 28031-7060
Document Number	0000136101
Book / Page	34979 / 248
Map Reference	MB 29 PG 206
Instrument Date	Aug 27, 2020
Instrument	2020136101
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 BAY HARBOUR RD, 425, MOORESVILLE, NC 28117-9059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16715 100 NORMAN PL, CORNELIUS, NC 28031-8679

Mortgage

Document Number	0000136102
Date	Aug 27, 2020
Instrument	2020136102

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	20120 COLONY POINT LN, CORNELIUS, NC 28031-7060
Document Number	0000014751
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 BAY HARBOUR RD MOORESVILLE NC 281179059, MOORESVILLE, NC 28117-9059

Mortgage

Document Number	0000014751
Date	Jan 31, 2020
Book Page	034249/000973
Instrument	14751

Lender

Name	HOMETRUST BK
Type	Bank
Address	10 WOODFIN ST, ASHEVILLE, NC 28801-3022

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20120 Colony Point Ln was $2,860.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,860.00	$421,500 Land $71,300 Building $350,200	$421,500 Land $71,300 Building $350,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20120 Colony Point Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20120 Colony Point Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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